12308 E 41st Ter S, Independence, MO 64055 Property Records

Jackson County property record for 12308 E 41st Ter S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,408 sqft · built 1969
Lot Size	0.328 acres (14,282 sqft)
Owner	Individual Name on Record
Tax Bill	$3,807 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-330-10-03`

Property Details

APN / Parcel Number

Primary APN	`33-330-10-03`
Alternative APNs	`33-330-10-03-00-0-00-000` `33330100300000001` `878727`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,408 sqft Living Area
1st Floor Area	989 sqft
Basement Area	1,747 sqft
Finished Basement	989 sqft
Unfinished Basement	758 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,282 sqft (0.328 acres)
Lot Dimensions	143 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	878727
Street Address	12308 E 41ST TER S
City	INDEPENDENCE
State	MO
Zip	64055-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IMPERIAL ESTATES LOT 9
Legal Subdivision	IMPERIAL ESTATES
Legal Block	4
Legal Lot Number	9
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4003
Census Tract	12400

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12308 E 41ST TER S, INDEPENDENCE, MO 64055-4418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Mar 9, 2020	Deed of Trust, Mortgage FLAGSTAR BK
Nov 20, 2017	Deed of Trust, Mortgage · FHA Mortgage COMMUNITY MTG
Nov 20, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2017
Deed Sale	Nov 20, 2017
Prior Sale	Sep 16, 2004 · Amount on Record
Deed Document Number	2017E104801
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	Sep 24, 2026
Property Address	12308 E 41ST TER S, INDEPENDENCE, MO 64055-4418
Document Number	0000071712
Instrument Date	Sep 4, 2026
Instrument	202671712
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071712,
Date	Sep 24, 2026
Instrument	202671712

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12308 E 41ST TER S, INDEPENDENCE, MO 64055-4418
Document Number	0000E34921
Instrument Date	Mar 9, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12308 E 41ST TER S INDEPENDENCE MO 640554418, INDEPENDENCE, MO 64055-4418

Mortgage

Document Number	0000E34921
Date	Apr 30, 2020
Instrument	34921E

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12308 E 41ST TER S, INDEPENDENCE, MO 64055-4418
Document Number	000E106322
Instrument Date	Nov 20, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 NW BEAU DR BLUE SPRINGS MO 640141639, BLUE SPRINGS, MO 64014-1639

Mortgage

Document Number	000E106322
Date	Nov 28, 2017
Instrument	106322E

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 27, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Nov 20, 2017
Property Address	12308 E 41ST TER S, INDEPENDENCE, MO 64055-4418
Document Number	000E104801
Instrument Date	Nov 16, 2017
Instrument	104801E
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12308 E 41ST TER S INDEPENDENCE MO 640554418, INDEPENDENCE, MO 64055-4418

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,400 (-9.57%) Land $5,316 Building $44,084	$260,000 (-9.57%)
2025	$3,807.00 (+0.05%)	$54,625 (+15%) Land $5,316 Building $49,309	$287,500 (+15%)
2024	$3,805.00 (+0.48%)
2023	$3,787.00	$47,500 Land $5,776 Building $41,724	$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: KC Web, Wisper ISP, Xfinity.

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