Harris County property record for 12307 Stephens Charge Ct, Cypress, TX 77433
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,605 sqft · built 2006 |
| Lot Size | 0.208 acres (9,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $301,900 (Jan 2019) |
| Tax Bill | $13,160 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 126-777-006-0024 |
| Primary APN | 126-777-006-0024 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,605 sqft Living Area |
| 1st Floor Area | 2,063 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,049 sqft (0.208 acres) |
| Garage Area | 521 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 282 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1267770060024 |
|---|---|
| Street Address | 12307 STEPHENS CHARGE CT |
| City | CYPRESS |
| State | TX |
| Zip | 77433-2425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 24 BLK 6 SHORES SEC 1 AMEND |
| Legal Subdivision | SHORESSEC 1 AMEND |
| Legal Block | 6 |
| Legal Lot Number | 24 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | NORTHWEST HARRIS |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 543004 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12307 STEPHENS CHARGE CT, CYPRESS, TX 77433-2425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2019 | Warranty Deed, Transfer JMAC LENDING |
| Sep 6, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2019 · Amount on Record |
| Deed Sale | Jan 25, 2019 · Amount on Record |
| Prior Sale | Apr 10, 2007 · Amount on Record |
| Deed Document Number | 201933280 |
| Prior Transfer Date | Jan 24, 2019 |
| Prior Transfer Doc | 0000033280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 25, 2019 |
| Property Address | 12307 STEPHENS CHARGE CT, CYPRESS, TX 77433-2425 |
| Document Number | 0000033280 |
| Instrument Date | Jan 24, 2019 |
| Instrument | 33280 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12307 STEPHENS CHARGE CT CYPRESS TX 774332425, CYPRESS, TX 77433-2425 |
| Document Number | 33281 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 33281 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 12307 STEPHENS CHARGE CT, CYPRESS, TX 77433-2425 |
| Document Number | 0000412070 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12307 STEPHENS CHARGE CT CYPRESS TX 774332425, CYPRESS, TX 77433-2425 |
| Document Number | 0000412070 |
|---|---|
| Date | Sep 19, 2017 |
| Instrument | 412070 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 18, 2047 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $549,402 (-5.05%) Land $99,991 Building $449,411 | $549,402 (-5.05%) Land $99,991 Building $449,411 | |
| 2025 | $13,160.00 (+252.72%) Homeowner's exemption | $578,598 (-3.53%) Land $99,991 Building $478,607 | $578,598 (-3.53%) Land $99,991 Building $478,607 |
| 2024 | $3,731.00 (-9.44%) | ||
| 2023 | $599,791 Land $99,991 Building $499,800 | $599,791 Land $99,991 Building $499,800 | |
| 2022 | $4,120.00 (+43.9%) | ||
| 2020 | $2,863.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 445 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 445 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.4% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 419 serves 7,389 people · EPA ID TX1013335 |
|---|---|
| Water Source | Purchased groundwater from HARRIS COUNTY MUD 418 |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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