12307 Saint Clair Dr, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12307 Saint Clair Dr, Middletown, KY 40243

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,000 sqft · built 1954
Lot Size0.292 acres (12,746 sqft)
OwnerIndividual Name on Record
Last Sale$311,000 (May 2024)
Tax Bill$3,470 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21013400500042

Property Details

APN / Parcel Number

Primary APN21013400500042
Alternative APNs
  • 013400500042
  • 00062271

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,000 sqft Finished Area
Basement Area1,000 sqft
Finished Basement1,000 sqft
FlooringCovered

Exterior

Year BuiltBuilt 1954
Exterior MaterialStone
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,746 sqft (0.292 acres)
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00062271
Street Address12307 SAINT CLAIR DR
CityMIDDLETOWN
StateKY
Zip40243-1028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 42 WOODSIDE AC PB 11 PG 97 0.2926 AC
Legal SubdivisionWOODSIDE ACRES
Legal Lot Number42
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group4
Census Block4017
Census Tract10406

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12307 SAINT CLAIR DR, LOUISVILLE, KY 40243-1028
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 24, 2024 · Amount on Record
Deed SaleMay 24, 2024 · Amount on Record
Prior SaleAug 10, 2015 · Amount on Record
Deed Document Number12093557
Deed Book / Page12844 / 914
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12307 SAINT CLAIR DR, MIDDLETOWN, KY 40243-1028
Document Number0168390781
Instrument DateSep 23, 2020
Transaction TypeMortgage
Record UpdatedOct 22, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12307 SAINT CLAIR DR LOUISVILLE KY 402431028, LOUISVILLE, KY 40243-1028

Mortgage

Document Number0168390781
DateOct 1, 2020
Book Page016839/000781
Instrument206366
Lender
NameMORTGAGE WAREHOUSE
TypeMortgage Company
AddressLOUISVILLE, KY 40222
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 30, 2050

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityMiddletown City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,470.00 (+40.15%)$311,000 (+45.42%) Land $41,200 Building $269,800
2024$311,000 (+45.42%) Land $41,200 Building $269,800
2023$2,476.00 (-0.36%)$213,870 (-) Land $41,200 Building $172,670$213,870 (-) Land $41,200 Building $172,670
2022$2,485.00$213,870 Land $41,200 Building $172,670$213,870 Land $41,200 Building $172,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

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