12307 Catoctin Spring Dr, Mount Airy, MD 21771 Property Records

Frederick County property record for 12307 Catoctin Spring Dr, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,308 sqft · built 1974
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$526,000 (Nov 2025)
Tax Bill	$4,767 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-258434`

Property Details

APN / Parcel Number

Primary APN	`09-258434`
Alternative APNs	`9258434` `258434`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,308 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Carport
Garage Area	312 sqft
Carport	Carport
Carport Area	312 sqft
Parking Spaces	1 Parking Space
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	258434
Street Address	12307 CATOCTIN SPRING DR
City	MOUNT AIRY
State	MD
Zip	21771-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 6 B C PL 3 .49 AC CATOCTIN SPG. DR. CATOCTIN VIEW
Legal Subdivision	CATOCTIN VIEW
Legal Block	C
Legal Lot Number	6
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	1
Census Block	1005
Census Tract	751802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12307 CATOCTIN SPRING DR, MOUNT AIRY, MD 21771-6011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 7, 2025	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	Mar 31, 2014 · Amount on Record
Deed Book / Page	17595 / 296
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	12307 CATOCTIN SPRING DR, MOUNT AIRY, MD 21771-6011
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	CLEAR TITLE, CLEAR TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12307 CATOCTIN SPRING DR, MOUNT AIRY, MD 21771-6011

Mortgage

Document Number	0152840257
Date	Sep 14, 2021
Book Page	15284/257

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	12307 CATOCTIN SPRING DR, MOUNT AIRY, MD 21771-6011
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12307 CATOCTIN SPRING DR, MOUNT AIRY, MD 21771-6011

Mortgage

Document Number	0164070388
Date	Apr 20, 2023
Book Page	16407/388

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 10, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 7, 2025
Property Address	12307 CATOCTIN SPRING DR, MOUNT AIRY, MD 21771-6011
Document Number	0175950296
Book / Page	17595 / 296
Map Reference	MB 6 PL 76
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,630.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12307 CATOCTIN SPRING DR, MOUNT AIRY, MD 21771-6011

Mortgage

Document Number	0017595307
Date	Nov 7, 2025
Instrument	17595/307

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,767 (+11.05%)	$530,800 (-) Land $185,300 Building $345,500
2025	$4,767.00 (+15.14%) Homeowner's exemption	$434,733 (+20.7%)	$530,800 (+37.26%) Land $185,300 Building $345,500
2023	$4,140.00 Homeowner's exemption	$360,167	$386,700 Land $128,500 Building $258,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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