12306 State Rd TT, Festus, MO 63028 Property Records

Jefferson County property record for 12306 State Rd TT, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,076 sqft · built 1996
Lot Size	1.45 acres (63,162 sqft)
Owner	2 Individual Names on Record
Last Sale	$9,463 (Jul 2026)
Tax Bill	$1,242 (2025)
Deeds & Mortgages	Jul 2026 Sale & Construction Loan Jul 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-8.0-28.0-0-000-015.03`

Property Details

APN / Parcel Number

Primary APN	`19-8.0-28.0-0-000-015.03`
Alternative APN	`1980280 01503`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,076 sqft Living Area
Gross Area	1,652 sqft
1st Floor Area	1,076 sqft
Basement Area	1,076 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	63,162 sqft
Garage Type	Attached
Garage Area	576 sqft
Porch	Open Frame Porch
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12306 STATE ROAD TT
City	FESTUS
State	MO
Zip	63028-4395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	BECKERS ACRES LOT B
Legal Range	6E
Legal Township	40N
Legal Section	28
Legal Subdivision	BECKERS
Legal Block	3
Legal Lot Number	B
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3016
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12306 STATE ROAD TT, FESTUS, MO 63028-4395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Construction Mortgage GENERAL HOME EQUITY
Jul 21, 2026	Warranty Deed, Construction Loan · Construction Mortgage GENERAL HOME EQUITY
Jun 2, 2026	Affidavit, Transfer · Construction Mortgage HERITAGE COMMUNITY BANK
Mar 20, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Jun 2, 2026 · Amount on Record
Deed Document Number	202619729
Prior Transfer Date	Nov 18, 2011
Prior Transfer Doc	0000037066
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 21, 2026
Property Address	12306 STATE ROAD TT, FESTUS, MO 63028-4395
Document Number	0000019729
Instrument Date	Jul 16, 2026
Instrument	202619729
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 STATE ROAD TT, FESTUS, MO 63028-4395

Mortgage

Document Number	0000019730,
Date	Jul 21, 2026
Instrument	202619730

Lender

Name	GENERAL HOME EQUITY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 16, 2027

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 21, 2026
Property Address	12306 STATE ROAD TT, FESTUS, MO 63028-4395
Document Number	0000019729
Instrument Date	Jul 16, 2026
Instrument	202619729
Transaction Type	Construction Loan
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 STATE ROAD TT, FESTUS, MO 63028-4395

Mortgage

Document Number	0000019730,
Date	Jul 21, 2026
Instrument	202619730

Lender

Name	GENERAL HOME EQUITY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 16, 2027

Interest

Max Rate	-1%

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JEFFERSON MO
Recording Date	Jun 2, 2026
Property Address	12306 STATE ROAD TT, FESTUS, MO 63028-4395
Document Number	0000014694
Instrument Date	May 28, 2026
Instrument	202614694
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 STATE ROAD TT, FESTUS, MO 63028-4395

Mortgage

Document Number	0000014695,
Date	Jun 2, 2026
Instrument	202614695

Lender

Name	HERITAGE COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Nov 29, 2026

Interest

Rate	6.23%
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	12306 STATE ROAD TT, FESTUS, MO 63028-4395
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008115
Date	Mar 20, 2017
Instrument	2017R-008115

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,700 (-) Land $3,300 Building $17,400	$109,000 (-) Land $17,400 Building $91,600
2025	$1,242.00 (+0.73%)	$20,700 (+7.25%) Land $3,300 Building $17,400	$109,000 (-) Land $17,400 Building $91,600
2024	$1,233.00 (+0.08%)		$109,000 (+7.18%) Land $17,400 Building $91,600
2023	$1,232.00 (-0.08%)	$19,300 (-) Land $3,300 Building $16,000	$101,700 (-) Land $17,400 Building $84,300
2022	$1,233.00	$19,300 Land $3,300 Building $16,000
2021			$101,700 Land $17,400 Building $84,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Lightwave Communications, Wisper ISP.

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