12306 SE 176th Loop, Summerfield, FL 34491 Property Records

Marion County property record for 12306 SE 176th Loop, Summerfield, FL 34491

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,130 sqft · built 2009
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,810 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6270-201-019`

Property Details

APN / Parcel Number

Primary APN	`6270-201-019`
Alternative APN	`3374771000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,130 sqft Living Area
1st Floor Area	2,130 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Area	514 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	654 sqft
Porch	Open Porch
Porch Area	376 sqft
Deck Area	352 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	3374771000
Street Address	12306 SE 176TH LOOP
City	SUMMERFIELD
State	FL
Zip	34491-8063
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD;PUD
Legal Description	SEC 31 TWP 17 RGE 24
Legal Range	24E
Legal Township	17S
Legal Section	31
Legal Subdivision	STONECREST
Legal Block	A
Legal Lot Number	19 147
Jurisdiction	MARION FL
Township / Civil Division	BELLEVIEW
Census Block Group	1
Census Block	1022
Census Tract	706

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	12306 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2016
Deed Sale	Oct 1, 2016
Deed Document Number	2009017667
Deed Book / Page	5164 / 1320
Prior Transfer Date	Mar 2, 2009
Prior Transfer Doc	2009017667
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	12306 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 SE 176TH LOOP, SUMMERFIELD, FL 34491-8063

Mortgage

Document Number	0088400173
Date	Feb 27, 2026
Book Page	8840/173
Instrument	2026024976

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,810.00 (+10.24%) Homeowner's exemption	$259,869 (+5.99%) Land $61,800 Building $198,069	$383,361 (+1.53%) Land $61,800 Building $321,561
2023	$3,456.00 (+0.85%) Homeowner's exemption	$245,189 (+3%) Land $61,800 Building $183,389	$377,588 (+12.62%) Land $61,800 Building $315,788
2022	$3,427.00 Homeowner's exemption Widower's exemption	$238,048	$335,277 Land $51,900 Building $283,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST SIDE CONSOLIDATED public/private · serves 40,251 people · EPA ID FL3424897
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Zito Media Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20