12306 Moretti Ct, Richmond, TX 77406 Property Records

Fort Bend County property record for 12306 Moretti Ct, Richmond, TX 77406 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,432 sqft · built 2018
Lot Size	0.126 acres (5,506 sqft)
Owner	Individual Name on File
Tax Bill	$2,890 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R443726`

Property Details

APN / Parcel Number

Primary APN	`R443726`
Alternative APN	`4777-34-002-0060-901`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	1,509 sqft
2nd Floor Area	923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,506 sqft (0.126 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12306 MORETTI CT
City	RICHMOND
State	TX
Zip	77406-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKES OF BELLA TERRA SEC 34, BLOCK 2, LOT 6
Legal Subdivision	LAKES OF BELLA TERRA SEC 34
Legal Block	2
Legal Lot Number	6
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	1
Census Block	1015
Census Tract	673403

Owner

Source: Fort Bend County records · APN R443726

Assessment roll updated September 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12306 MORETTI CT, RICHMOND, TX 77406-2159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 26, 2021	Warranty Deed, Transfer
Jul 01, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 25, 2019	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2021
Deed Sale	Jul 26, 2021
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Document Number	2021123724
Prior Transfer Date	Feb 21, 2019
Prior Transfer Doc	0000017876
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	12306 MORETTI CT, RICHMOND, TX 77406-2159
Transaction Type	Mortgage
Record Updated	Aug 04, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117369
Date	Jul 15, 2021
Instrument	2021117369

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jun 01, 2049

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORT BEND TX
Recording Date	Jul 26, 2021
Property Address	12306 MORETTI CT, RICHMOND, TX 77406-2159
Document Number	0000123724
Map Reference	PL 20150092
Instrument Date	Jul 23, 2021
Instrument	2021123724
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 MORETTI CT, RICHMOND, TX 77406-2159

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	12306 MORETTI CT, RICHMOND, TX 77406-2159
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079532
Date	Jul 01, 2020
Instrument	2020079532

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Apr 01, 2049

February 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Feb 25, 2019
Property Address	12306 MORETTI CT, RICHMOND, TX 77406-2159
Document Number	0000017876
Map Reference	PL 20150092
Instrument Date	Feb 21, 2019
Instrument	2019017876
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12306 MORETTI CT, RICHMOND, TX 77406-2159

Mortgage

Document Number	0000017877
Date	Feb 25, 2019
Instrument	2019017877

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Fort Bend County records · Assessment roll updated September 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,890.00 (-62.27%) Homeowner's exemption	$390,785 (-0.77%) Land $58,500 Building $332,285	$390,785 (-0.77%) Land $58,500 Building $332,285
2024	$7,660.00 (+90.74%) Homeowner's exemption Senior Citizen's exemption	$393,817 (-2.26%) Land $58,500 Building $335,317	$393,817 (-2.26%) Land $58,500 Building $335,317
2023	$4,016.00 (+929.74%) Homeowner's exemption Senior Citizen's exemption	$402,920 Land $45,000 Building $357,920	$402,920 Land $45,000 Building $357,920
2018	$390.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fort Bend County (48157C), updated August 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481576734031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 231 individual NFIP policies nearby
Nearby Flood Policies	231 in force
Nearby Flood Claims	3 (2017–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 423 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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