12305 Mountain View Ter, Jacksonville, FL 32225 Property Records

Duval County property record for 12305 Mountain View Ter, Jacksonville, FL 32225

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,052 sqft · built 2001
Lot Size	0.261 acres (11,356 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Apr 2025)
Tax Bill	$7,112 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162109-4955`

Property Details

APN / Parcel Number

Primary APN	`162109-4955`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,052 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	2,052 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,356 sqft (0.261 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Enclosed/Finished Porch
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12305 MOUNTAIN VIEW TER
City	JACKSONVILLE
State	FL
Zip	32225-0775
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	52-91 10-2S-28E .260 ASHLEY WOODS UNIT 3 LOT 94
Legal Range	28E
Legal Township	02S
Legal Section	10
Legal Subdivision	ASHLEY WOODS UNIT 3
Legal Block	3
Legal Lot Number	94
Legal Unit	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3000
Census Tract	14335

Owner

12305 Mountain View Ter is owned and occupied by two individuals who bought it in April 2025.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12305 MOUNTAIN VIEW TER, JACKSONVILLE, FL 32225-0775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 25, 2017	Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2025 · Amount on File
Deed Sale	Apr 18, 2025 · Amount on File
Prior Sale	Jun 28, 2012 · Amount on File
Deed Document Number	202592012
Deed Book / Page	21437 / 2498
Prior Transfer Date	Dec 12, 2011
Prior Transfer Doc	0157932399
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12305 MOUNTAIN VIEW TER, JACKSONVILLE, FL 32225-0775
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12305 MOUNTAIN VIEW TER, JACKSONVILLE, FL 32225-0775

Mortgage

Document Number	0209111511
Date	Jan 2, 2024
Book Page	20911/1511
Instrument	2024000547

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	12305 MOUNTAIN VIEW TER, JACKSONVILLE, FL 32225-0775
Document Number	0181210228
Book / Page	018121 / 000228
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 12, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12305 MOUNTAIN VIEW TER JACKSONVILLE FL 322250775, JACKSONVILLE, FL 32225-0775

Mortgage

Document Number	0181210228
Date	Sep 19, 2017
Book Page	018121/000228
Instrument	213351

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12305 Mountain View Ter was $7,112, up 118.5% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,635 (+0.09%) Land $124,794 Building $255,841	$380,635 (+0.09%) Land $124,794 Building $255,841
2025	$7,112.00 (+118.49%)	$380,279 Land $110,000 Building $270,279	$380,279 Land $110,000 Building $270,279
2024	$3,255.00 (+0.28%)
2023	$3,246.00 (+9.44%) Homeowner's exemption Veteran's exemption	$216,040 (+3%)	$373,386 (+8.28%) Land $85,000 Building $288,386
2022	$2,966.00 Homeowner's exemption Veteran's exemption	$209,748	$344,842 Land $70,000 Building $274,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12305 Mountain View Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 50 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	50 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12305 Mountain View Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

Nearby Properties on Mountain View Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures