12305 Cobblestone Ct, Rosemount, MN 55068 Property Records

Dakota County property record for 12305 Cobblestone Ct, Rosemount, MN 55068

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,556 sqft · built 1991
Lot Size	3.07 acres (133,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$471,000 (Aug 1999)
Tax Bill	$11,846 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Mar 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`34-17100-02-040`

Property Details

APN / Parcel Number

Primary APN	`34-17100-02-040`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,556 sqft Living Area
Gross Area	5,324 sqft
1st Floor Area	2,166 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	133,775 sqft (3.07 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	12305 COBBLESTONE CT
City	ROSEMOUNT
State	MN
Zip	55068-3550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHELSEA WOODS ESTATES 4 2
Legal Subdivision	CHELSEA WOODS ESTATES
Legal Block	2
Legal Lot Number	40
Jurisdiction	DAKOTA MN
Township / Civil Division	ROSEMOUNT
Census Block Group	2
Census Block	2056
Census Tract	61003

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12305 COBBLESTONE CT, ROSEMOUNT, MN 55068-3550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Mar 8, 2017	Deed of Trust, Mortgage · ARM CMG MORTGAGE INC
Mar 15, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU
Sep 18, 2019	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 1999 · Amount on Record
Deed Sale	Aug 18, 1999 · Amount on Record
Deed Document Number	1999153589
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12305 COBBLESTONE CT, ROSEMOUNT, MN 55068-3550
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12305 COBBLESTONE CT, ROSEMOUNT, MN 55068-3550

Mortgage

Document Number	0003564868
Date	Oct 31, 2022
Instrument	3564868

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12305 COBBLESTONE CT, ROSEMOUNT, MN 55068-3550
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLESMART INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003181508
Date	Mar 8, 2017
Instrument	3181508

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Mar 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	8.75%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12305 COBBLESTONE CT, ROSEMOUNT, MN 55068-3550
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003182278
Date	Mar 15, 2017
Instrument	3182278

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 14, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12305 COBBLESTONE CT, ROSEMOUNT, MN 55068-3550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003327084
Date	Sep 18, 2019
Instrument	3327084

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 17, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12305 COBBLESTONE CT, ROSEMOUNT, MN 55068-3550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003427221
Date	Jan 5, 2021
Instrument	3427221

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 4, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12305 COBBLESTONE CT, ROSEMOUNT, MN 55068-3550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003416339
Date	Nov 18, 2020
Instrument	3416339

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	12305 COBBLESTONE CT, ROSEMOUNT, MN 55068-3550
Document Number	0003186019
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12305 COBBLESTONE CT ROSEMOUNT MN 550683550, ROSEMOUNT, MN 55068-3550

Mortgage

Document Number	0003186019
Date	Apr 11, 2017
Instrument	3186019

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 10, 2037

Interest

Rate Type	Adjustable Rate
Rate	3.74%

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Rosemount City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,846.00	$952,800 Land $486,100 Building $466,700	$952,800 Land $486,100 Building $466,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Metronet, Southeast MN Wifi.

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