12304 Oak Bend Cir, Conroe, TX 77304 Property Records

Montgomery County property record for 12304 Oak Bend Cir, Conroe, TX 77304

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,719 sqft · built 2008
Lot Size0.241 acres (10,500 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Feb 2008)
Tax Bill$6,905 (2025)
Deeds & MortgagesJul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN9531-00-02800

Property Details

APN / Parcel Number

Primary APN9531-00-02800
Alternative APN
  • R296259

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,719 sqft Living Area
Gross Area3,304 sqft
1st Floor Area1,985 sqft
2nd Floor Area734 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.241 acres)
View / LotPrimary
Garage TypeAttached
Garage Area585 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area541 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12304 OAK BEND CIR
CityCONROE
StateTX
Zip77304-5600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE OAK RANCH 01, BLOCK 1, LOT 28
Legal SubdivisionWHITE OAK RANCH 01
Legal Block1
Legal Lot Number28
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1000
Census Tract693701

Owner

12304 Oak Bend Cir is owned and occupied by an individual who bought it in February 2008.

Source: Montgomery County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address12304 OAK BEND CIR, CONROE, TX 77304-5600
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2008 · Amount on File
Deed SaleFeb 4, 2008 · Amount on File
Prior SaleOct 31, 2005
Deed Document Number200810176
Prior Transfer DateJan 29, 2008
Prior Transfer Doc0000010176
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address12304 OAK BEND CIR, CONROE, TX 77304-5600
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyGREAT AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000067191
DateJul 29, 2019
Instrument2019067191
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 12304 Oak Bend Cir was $6,905 with exemptions applied, down 11.7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityConroe City
CountyMontgomery County
Unified School DistrictWillis Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$711,101 (-15.34%) Land $173,250 Building $537,851$711,101 (-18.46%) Land $173,250 Building $537,851
2025$6,905.00 (-11.71%) Homeowner's exemption Senior Citizen's exemption$839,994 (+1%) Land $173,250 Building $698,835$872,085 (-8.71%) Land $173,250 Building $698,835
2024$7,821.00 (+2.01%) Homeowner's exemption Senior Citizen's exemption$763,631 (+1%) Land $173,250 Building $782,054$955,304 (+1.03%) Land $173,250 Building $782,054
2023$7,667.00 Homeowner's exemption$694,210 Land $173,250 Building $772,290$945,540 Land $173,250 Building $772,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12304 Oak Bend Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 132 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies132 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12304 Oak Bend Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHITE OAK RANCH SECTION ONE
private · serves 495 people · EPA ID TX1700670
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Tachus Fiber Internet.

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