12303 Torrey Rd, Fenton, MI 48430 Property Records

Genesee County property record for 12303 Torrey Rd, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,712 sqft · built 1964
Lot Size	0.574 acres (25,003 sqft)
Owner	Individual Name on File
Last Sale	$218,000 (Oct 2020)
Tax Bill	$3,630 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-11-300-023`

Property Details

APN / Parcel Number

Primary APN	`06-11-300-023`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	25,003 sqft (0.574 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12303 TORREY RD
City	FENTON
State	MI
Zip	48430-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	S 100 FT OF N 400 FT OF W 250 FT OF SW 1/4 SEC 11 T5N R6E
Legal Range	06E
Legal Township	05N
Legal Section	11
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2003
Census Tract	13303

Owner

12303 Torrey Rd is owned and occupied by an individual who bought it in October 2020.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	12303 TORREY RD, FENTON, MI 48430-9753
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Prior Sale	Feb 26, 2015 · Amount on File
Deed Document Number	202068604
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	0000082750
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 6, 2020
Property Address	12303 TORREY RD, FENTON, MI 48430-9753
Document Number	202010060068604
Instrument Date	Oct 2, 2020
Instrument	202010060068604
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CISLO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,874.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12303 TORREY RD, 12303, FENTON, MI 48430-9753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16144 SILVERCREST DR, FENTON, MI 48430-9154
Investor	Possibly a Property Investor

Mortgage

Document Number	202010060068605
Date	Oct 6, 2020
Instrument	202010060068605

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12303 Torrey Rd was $3,630 with a homeowner's exemption, up 15.6% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Lake Fenton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,900 (+2.68%) Land $28,300 Building $86,600	$229,800 (+2.68%) Land $56,600 Building $173,200
2025	$3,630.00 (+15.64%) Homeowner's exemption	$111,900	$223,800
2024	$3,139.00
2023		$91,500	$183,000
2019	$2,638.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12303 Torrey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12303 Torrey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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