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12302 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 12302 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,014 sqft · built 2008
Lot Size0.004 acres (186 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Jul 2024)
Tax Bill$2,275 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT092000103

Property Details

APN / Parcel Number

Primary APNT092000103
Alternative APN
  • 4-0036-A529-22-003C.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,014 sqft Living Area
1st Floor Area1,014 sqft

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Lot Area186 sqft (0.004 acres)
PorchOpen Porch
Porch Area70 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT092000103
Street Address12302 SPRING CREEK LN
CityO FALLON
StateMO
Zip63368-7540
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSPRINGHURST TERR #12 LOT 3C
Legal SubdivisionSPRINGHURST TERR #12
Legal Lot Number3C
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1022
Census Tract312207

Owner

12302 Spring Creek Ln, a condominium, is owned and occupied by an individual who bought it in July 2024.

Source: St. Charles County records, as of September 10, 2026

Owner of RecordIndividual Name on File
Mailing Address12302 SPRING CREEK LN, O FALLON, MO 63368-7540
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2024 · Amount on File
Deed SaleJul 10, 2024 · Amount on File
Prior SaleJul 10, 2024 · Amount on File
Deed Document Number202427236
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 16, 2018
Property Address12302 SPRING CREEK LN, O FALLON, MO 63368-7540
Document Number0069632073
Book / Page006963 / 002073
Instrument DateAug 10, 2018
Instrument468410
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1070 W CENTURY DR #101 LOUISVILLE CO 800271657, 101, LOUISVILLE, CO 80027-1657

Mortgage

Document Number69632075
DateAug 16, 2018
Book Page006963/002075
Instrument468420
Lender
NameTRINITY PEAK FINANCIAL LLC
Address11289 STRANG LINE RD, LENEXA, KS 66215-4040
Agreement
AmountAmount on Record
Term360 Months
DueAug 15, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12302 Spring Creek Ln was $2,275.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,541 (-)$181,793 (-) Building $181,793
2025$2,275.00$34,541$181,793
2023$30,148
2022$158,673 Building $158,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12302 Spring Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12302 Spring Creek Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30

May also be available: AT&T, Brightspeed, Gateway Fiber, i3 Broadband, Verizon.

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