Frederick County property record for 12302 Renner Rd, Keymar, MD 21757
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 934 sqft · built 1955 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,000 (Dec 2019) |
| Tax Bill | $2,952 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jul 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-280315 |
| Primary APN | 11-280315 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 934 sqft Living Area |
| 1st Floor Area | 934 sqft |
| Attic | Attic |
| Attic Area | 467 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 280315 |
|---|---|
| Street Address | 12302 RENNER RD |
| City | KEYMAR |
| State | MD |
| Zip | 21757-8212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LOT 0.500 ACRES W/S RENNER RD. S/BAKER RD. |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 11, WOODSBORO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 751600 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12302 RENNER RD, KEYMAR, MD 21757-8212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Dec 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 18, 2017 | Deed of Trust, Mortgage · VA Mortgage ATLANTIC FINANCIAL INC |
| Dec 4, 2019 | Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2019 · Amount on Record |
| Deed Sale | Dec 4, 2019 · Amount on Record |
| Prior Sale | May 22, 2002 · Amount on Record |
| Deed Book / Page | 13375 / 104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12302 RENNER RD, KEYMAR, MD 21757-8212 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0176490246 |
|---|---|
| Date | Dec 18, 2025 |
| Book Page | 17649/246 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 12302 RENNER RD, KEYMAR, MD 21757-8212 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0119290001 |
|---|---|
| Date | Jul 18, 2017 |
| Book Page | 11929/0001 |
| Instrument | 11929-0001 |
| Name | ATLANTIC FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BELTSVILLE, MD 20705 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 4, 2019 |
| Property Address | 12302 RENNER RD, KEYMAR, MD 21757-8212 |
| Document Number | 0133750104 |
| Book / Page | 13375 / 0104 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12302 RENNER RD, KEYMAR, MD 21757-8212 |
| Document Number | 133750111 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 13375/0111 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,033 (+20.11%) | $291,100 (+26.84%) Land $137,700 Building $153,400 | |
| 2025 | $2,952.00 (+14.11%) | ||
| 2023 | $2,587.00 | $208,167 | $229,500 Land $92,500 Building $137,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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