12302 Crosswinds Dr, Middletown (Louisville), KY 40243 Property Records

Louisville/Jefferson County Metro Government property record for 12302 Crosswinds Dr, Middletown, KY 40243

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,025 sqft · built 1967
Lot Size0.206 acres (8,999 sqft)
OwnerIndividual Name on Record
Tax Bill$2,454 (2025)
Deeds & MortgagesDec 2019 Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN22181800960000

Property Details

APN / Parcel Number

Primary APN22181800960000
Alternative APNs
  • 181800960000
  • 00094849

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,025 sqft Finished Area
FlooringCovered

Exterior

Year BuiltBuilt 1967
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,999 sqft (0.206 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Account Number00094849
Street Address12302 CROSSWINDS DR
CityMIDDLETOWN
StateKY
Zip40243-2114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4-RESIDENTIAL SINGLE FAM
Legal DescriptionLOT 96 CROSSCREEKE SEC 1 PB 20 PG 90 .2066 AC
Legal SubdivisionCROSSCREEKE
Legal Lot Number96
JurisdictionJEFFERSON KY
Township / Civil DivisionSOUTHEAST JEFFERSON
Census Block Group2
Census Block2023
Census Tract10407

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12302 CROSSWINDS DR, LOUISVILLE, KY 40243-2114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2019Deed of Trust, Mortgage · Conventional Mortgage
PNC BK
Oct 28, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateOct 28, 2019
Transfer Doc0115390762
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address12302 CROSSWINDS DR, MIDDLETOWN, KY 40243-2114
Document Number0162980319
Instrument DateDec 2, 2019
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanySOUTHWEST FINANCIAL, SWF

Transferred To (Grantee/Buyer)

NameVerified Name
Address12302 CROSSWINDS DR LOUISVILLE KY 402432114, LOUISVILLE, KY 40243-2114

Mortgage

Document Number0162980319
DateDec 26, 2019
Book Page016298/000319
Instrument294473
Lender
NamePNC BK
TypeBank
AddressLOUISVILLE, KY 40243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueDec 25, 2024

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON KY
Recording DateOct 28, 2019
Property Address12302 CROSSWINDS DR, MIDDLETOWN, KY 40243-2114
Document Number0115390762
Book / Page011539 / 000762
Instrument DateOct 15, 2019
Instrument248480
Transaction TypeTransfer
Record UpdatedNov 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12302 CROSSWINDS DR LOUISVILLE KY 402432114, LOUISVILLE, KY 40243-2114

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityMiddletown City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,454.00 (-3.65%)$219,960 (-) Land $48,000 Building $171,960
2024$219,960 (-) Land $48,000 Building $171,960
2023$2,547.00 (-0.31%)$219,960 (-) Land $48,000 Building $171,960$219,960 (-) Land $48,000 Building $171,960
2022$2,555.00$219,960 Land $48,000 Building $171,960$219,960 Land $48,000 Building $171,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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