12301 S Pottawatomie Rd, Mcloud, OK 74851 Property Records

Cleveland County property record for 12301 S Pottawatomie Rd, Mcloud, OK 74851

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · built 2021
Lot Size	4.8 acres (209,524 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (May 2019)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`JC1 10 1E 13031`

Property Details

APN / Parcel Number

Primary APN	`JC1 10 1E 13031`
Alternative APN	`186540`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	209,524 sqft (4.8 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	186540
Street Address	12301 S POTTAWATOMIE RD
City	MCLOUD
State	OK
Zip	74851-8671
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	13-10-1E 4.81 AC PRT NE/4 BEG 1160.07`S NE/C NE/4 S159.93` W TO PT BEING SW/C NE/4 N159.93` E1310.56` POB
Legal Range	01E
Legal Township	10N
Legal Section	13
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORTH CLEVELAND
Census Block Group	4
Census Block	4003
Census Tract	202302

Owner

12301 S Pottawatomie Rd, a rural home, is owned and occupied by two individuals who bought it in May 2019.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	12301 S POTTAWATOMIE RD, MCLOUD, OK 74851-8671
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Feb 25, 2020	Deed of Trust, Construction Loan · Line of Credit FIRST UNITED BK
May 14, 2019	Warranty Deed, Construction Loan · Construction Mortgage FIRST UNITED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2019 · Amount on File
Deed Sale	May 14, 2019 · Amount on File
Deed Document Number	R 2019 13898
Deed Book / Page	5920 / 0397
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	12301 S POTTAWATOMIE RD, MCLOUD, OK 74851-8671
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202104397
Date	Feb 2, 2021
Book Page	6186/804
Instrument	R 2021 04397

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

February 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Recording Date	Feb 25, 2020
Property Address	12301 S POTTAWATOMIE RD, MCLOUD, OK 74851-8671
Document Number	0000005661
Book / Page	006024 / 001488
Instrument Date	Feb 21, 2020
Instrument	5661
Transaction Type	Construction Loan
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4016 TORI PL YUKON OK 730992900, YUKON, OK 73099-2900

Mortgage

Document Number	0000005661
Date	Feb 25, 2020
Book Page	006024/001488
Instrument	5661

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHAWNEE, OK 74804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 24, 2021

Interest

Rate Type	Adjustable Rate

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	May 14, 2019
Property Address	12301 S POTTAWATOMIE RD, MCLOUD, OK 74851-8671
Document Number	0000013898
Book / Page	005920 / 000397
Instrument Date	May 10, 2019
Instrument	13898
Transaction Type	Construction Loan
Record Updated	May 24, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4016 TORI PL YUKON OK 730992900, YUKON, OK 73099-2900

Mortgage

Document Number	13899
Date	May 14, 2019
Book Page	005920/000399
Instrument	13899

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHAWNEE, OK 74804

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 13, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 12301 S Pottawatomie Rd was $2,341.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Oklahoma City
Unified School District	McLoud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,341.00	$25,650 Land $5,914 Building $19,736	$292,701 Land $67,487 Building $225,214
2023	$2,121.00	$23,265 Land $4,837 Building $18,428	$193,883 Land $40,315 Building $153,568

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12301 S Pottawatomie Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12301 S Pottawatomie Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · lower than 61% of Oklahoma
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Vyve Broadband Cable	2,000 / 50
OEC Fiber Fiber	1,000 / 1,000

May also be available: Atlink Services, Verizon.

Nearby Properties on S Pottawatomie Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures