12301 Cooks Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 12301 Cooks Dr, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.63 acres (27,469 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2021)
Tax Bill	$4,479 (2024)
Deeds & Mortgages	May 2022 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-18-177-002`

Property Details

APN / Parcel Number

Primary APN	`07-18-177-002`

Exterior

Lot Area	27,469 sqft (0.63 acres)

Location & Zoning

Street Address	12301 COOKS DR
City	MOUNT VERNON
State	IL
Zip	62864-8125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COOK, CHAS C LAKEVIEW EST SUB LOT 33
Legal Subdivision	COOK, CHAS C LAKEVIEW EST SUB
Legal Lot Number	33
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1049
Census Tract	50700

Owner

Source: Jefferson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12301 COOKS DR, MOUNT VERNON, IL 62864-8125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · FHA Mortgage CELEBRITY HOME LOANS
Mar 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRFIELD NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Jul 24, 2013 · Amount on Record
Deed Document Number	20211145
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	12301 COOKS DR, MOUNT VERNON, IL 62864-8125
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202202205
Date	May 31, 2022
Instrument	202202205

Lender

Name	CELEBRITY HOME LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Mar 11, 2021
Property Address	12301 COOKS DR, MOUNT VERNON, IL 62864-8125
Document Number	0202101145
Instrument Date	Mar 5, 2021
Instrument	202101145
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	811 BUFFALO LN, MOUNT VERNON, IL 62864-6211

Mortgage

Document Number	0202101146
Date	Mar 11, 2021
Instrument	202101146

Lender

Name	FAIRFIELD NATIONAL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Rome Community Consolidated School District 2 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,472 (+8%) Land $4,107 Building $82,365	$259,416 (+8%) Land $12,321 Building $247,095
2024	$4,479.00 (+11.22%)	$80,067 (+23.48%) Land $3,803 Building $76,264	$240,201 (+23.48%) Land $11,409 Building $228,792
2022		$64,840 Land $3,080 Building $61,760	$194,520 Land $9,240 Building $185,280
2021	$4,027.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: GigFire, Wisper ISP.

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