12300 Old State Rd, Cato, NY 13033 Property Records

Cayuga County and Victory Town property record for 12300 Old State Rd, Cato, NY 13033 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1991
Square Footage	1,974 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Garage	Detached, 896 sqft
Occupancy	Owner Occupied
Tax Bill	$2,031.00 (2025)

Owner

Source: Cayuga County and Victory Town records · APN 056400 38.01-1-19

Assessment roll updated May 1, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12300 OLD STATE RD, CATO, NY 13033-3245
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAYUGA NY
Property Address	12300 OLD STATE RD, CATO, NY 13033-3245
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004172/349
Date	Jan 24, 2022
Book Page	4172/349
Instrument	2022-211091

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cayuga County and Victory Town records · Assessment roll updated May 1, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
County	Cayuga County
County Subdivision	Victory Town
Unified School District	Red Creek Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,031.00 (+1.75%) Homeowner's exemption	$125,900 (-) Land $16,500 Building $109,400	$193,692 (+15.38%) Land $25,385 Building $168,307
2024	$1,996.00 (+5%)
2023		$125,900 Land $16,500 Building $109,400	$167,867 Land $22,000 Building $145,867
2020	$1,901.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cayuga County (36011C), updated April 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`056400 38.01-1-19`
Alternative APN	`23031060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,974 sqft Living Area
1st Floor	1,197 sqft 1st Floor
2nd Floor	777 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1991
Architectural Style	Traditional Style
Exterior Material	Composition/Composite Exterior
Lot Area	43,560 sqft (1 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Detached Garage
Garage Area	896 sqft Garage
Shed	1 Shed
Porch Area	140 sqft Porch
Pole Structure	Pole Structure

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Wood Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	23031060
Street Address	12300 OLD STATE RD
City	CATO
State	NY
Zip	13033-3245
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	19.000
Jurisdiction	CAYUGA NY
Minor Civil Division	VICTORY
Census Blockgroup	2
Census Block	2016
Census Tract	40101