1230 Steele St, Denver, CO 80206 Property Records

Denver City property record for 1230 Steele St, Denver, CO 80206

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,492 sqft · built 1915
Lot Size	0.091 acres (3,960 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,260,000 (Nov 2025)
Tax Bill	$6,856 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more
APN	`05011-28-009-000`

Property Details

APN / Parcel Number

Primary APN	`05011-28-009-000`
Alternative APNs	`680401128009` `161037387`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,492 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,266 sqft
Upper Floors Area	606 sqft
Basement Area	686 sqft
Finished Basement	620 sqft
Unfinished Basement	66 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 2014
Architectural Style	Multi-Level
Exterior Material	Brick
Lot Area	3,960 sqft (0.091 acres)
Garage Type	Detached
Garage Area	360 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	1230 STEELE ST
City	DENVER
State	CO
Zip	80206-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-TU-C
Legal Description	N 2/3 OF L 14 & S2/3 OF L 13 EXC REAR 6FT TO CITY BLK 222 CAPITOL AVE SUB
Legal Subdivision	CAPITOL AVE SUB
Legal Block	222
Legal Lot Number	14,13
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	2
Census Block	2008
Census Tract	3703

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1230 STEELE ST, DENVER, CO 80206-3424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 10, 2025	Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU
Jul 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 14, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2025 · Amount on Record
Deed Sale	Nov 10, 2025 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Document Number	2025111535
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1230 STEELE ST, DENVER, CO 80206-3424
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030411
Date	Feb 18, 2021
Instrument	2021030411

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Nov 10, 2025
Property Address	1230 STEELE ST, DENVER, CO 80206-3424
Document Number	0000111535
Instrument Date	Nov 7, 2025
Instrument	2025111535
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1230 STEELE ST, DENVER, CO 80206-3424

Mortgage

Document Number	0000111536
Date	Nov 10, 2025
Instrument	2025111536

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENVER CO
Property Address	1230 STEELE ST, DENVER, CO 80206-3424
Document Number	0000105184
Instrument Date	Jul 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1230 STEELE ST DENVER CO 802063424, DENVER, CO 80206-3424

Mortgage

Document Number	0000105184
Date	Jul 23, 2020
Instrument	105184

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2035

June 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DENVER CO
Recording Date	Jun 14, 2019
Property Address	1230 STEELE ST, DENVER, CO 80206-3424
Instrument Date	Jun 10, 2019
Instrument	75750
Transaction Type	Construction Loan
Record Updated	Jun 24, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 STEELE ST DENVER CO 802063424, DENVER, CO 80206-3424

Mortgage

Document Number	0000075750
Date	Jun 14, 2019
Instrument	75750

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 13, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,856.00 (+16.38%)	$89,620 (+20.49%) Land $30,690 Building $30,690	$1,271,200 (+9.11%) Land $435,300 Building $835,900
2024	$5,891.00 (+2.22%)	$74,380 (-) Land $25,480 Building $48,900
2023	$5,763.00 (+25.07%)	$74,380 (+23.9%) Land $25,480 Building $48,900	$1,165,100 (+34.88%) Land $435,300 Building $729,800
2022		$60,030 Land $22,000 Building $38,030	$863,800 Land $316,600 Building $547,200
2021	$4,608.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, LiveWireNet, Starry, WiFiHood.

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