1230 Panoramic Loop, Bremerton, WA 98312 Property Records

Kitsap County property record for 1230 Panoramic Loop, Bremerton, WA 98312

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,574 sqft · built 2023
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$584,950 (Oct 2023)
Tax Bill$4,908 (2026)
Deeds & MortgagesMar 2026 Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN202401-4-316-2004

Property Details

APN / Parcel Number

Primary APN202401-4-316-2004
Alternative APN
  • 2650729

Interior

Bedrooms4 Beds
Building Area2,574 sqft Living Area
1st Floor Area1,041 sqft
2nd Floor Area1,533 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space
Patio Area70 sqft
Canopy175 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number2650729
Street Address1230 PANORAMIC LOOP
CityBREMERTON
StateWA
Zip98312-7008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESULTANT LOT 54 OF BOUNDARY LINE ADJUSTMENT RECORDED UNDER AUDITOR'S FILE NO. 202005290196, AND AS DEPICTED ON SURVEY
Legal Range01E
Legal Township24
Legal Section20
Legal QuarterSE
Legal Block14
Legal Lot Number54
JurisdictionKITSAP WA
Township / Civil DivisionBREMERTON
Census Block Group1
Census Block1020
Census Tract80900

Owner

Source: Kitsap County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1230 PANORAMIC LOOP, BREMERTON, WA 98312-7008
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
May 7, 2021Deed of Trust, Mortgage
LENNAR NORTHWEST INC
Oct 10, 2023Bargain and Sale Deed, Transfer · VA Mortgage
LENNAR MORTGAGE LLC
May 14, 2021Warranty Deed, Transfer
LAND TITLE COMPANY-SILVERDALE, LAND TTL CO SILVERDALE SUBMI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2023 · Amount on Record
Deed SaleOct 10, 2023 · Amount on Record
Prior SaleMay 14, 2021 · Amount on Record
Deed Document Number2023EX05708
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address1230 PANORAMIC LOOP, BREMERTON, WA 98312-7008
Transaction TypeMortgage
Record UpdatedMar 18, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE TEXAS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 PANORAMIC LOOP, BREMERTON, WA 98312-7008

Mortgage

Document Number0000000116
DateMar 9, 2026
Instrument202603090116
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address1230 PANORAMIC LOOP, BREMERTON, WA 98312-7008
Transaction TypeMortgage
Record UpdatedFeb 23, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000000134
DateMay 7, 2021
Instrument202105070134
Lender
NameLENNAR NORTHWEST INC
TypeNon-Lending Institution
AddressFEDERAL WAY, WA 98003
Agreement
AmountAmount Recorded

October 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionKITSAP WA
Recording DateOct 10, 2023
Property Address1230 PANORAMIC LOOP, BREMERTON, WA 98312-7008
Document Number0000000113
Map ReferenceAF 202005290196
Instrument DateOct 3, 2023
Instrument202310100113
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyAEGIS LAND TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$9,472.11
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 PANORAMIC LOOP, BREMERTON, WA 98312-7008

Mortgage

Document Number0000000114
DateOct 10, 2023
Instrument202310100114
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKITSAP WA
Recording DateMay 14, 2021
Property Address1230 PANORAMIC LOOP, BREMERTON, WA 98312-7008
Document Number0000000234
Map ReferenceAF 202005290196
Instrument DateMay 11, 2021
Instrument202105140234
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyLAND TITLE COMPANY-SILVERDALE, LAND TTL CO SILVERDALE SUBMI

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyLimited Transfer Tax Data
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8585 E HARTFORD DR STE 118, 118, SCOTTSDALE, AZ 85255-5473
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
MunicipalityBremerton City
Unified School DistrictBremerton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,908.00 (+76.17%)$554,020 (+69.18%) Land $80,040 Building $473,980$554,020 (+69.18%) Land $80,040 Building $473,980
2024$2,786.00 (+1,492%)$327,480 (+1,536.58%) Land $80,040 Building $247,440$327,480 (+1,536.58%) Land $80,040 Building $247,440
2023$175.00$20,010 Land $20,010$20,010 Land $20,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BREMERTON
serves 72,951 people · EPA ID WA5308200
Water SourceSurface water
Last State InspectionApr 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Kitsap PUD
Fiber
1,000 / 1,000

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