1230 Old Arcata Rd, Arcata, CA 95521 Property Records

Humboldt County property record for 1230 Old Arcata Rd, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1928
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,702 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`500-172-004-000`

Property Details

APN / Parcel Number

Primary APN	`500-172-004-000`
Alternative APN	`50017204`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Wood
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Detached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	1230 OLD ARCATA RD
City	ARCATA
State	CA
Zip	95521-6709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVL
Legal Description	/S4T5NR1EL2 /B17P490600600785B071982C 0283C N 620007B C
Legal Block	2
Legal Lot Number	2
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	2
Census Block	2009
Census Tract	900

Owner

1230 Old Arcata Rd is owned and occupied by two individuals who acquired it in March 2021.

Source: Humboldt County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1230 OLD ARCATA RD, ARCATA, CA 95521-6709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit REDWOOD CAPITAL BANK
Mar 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage REDWOOD CAPITAL BANK
Apr 2, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Jul 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage COMPASS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 4, 2021
Transfer Doc	0000005315
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1230 OLD ARCATA RD, ARCATA, CA 95521-6709
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 OLD ARCATA RD, ARCATA, CA 95521-6709

Mortgage

Document Number	0000009244
Date	May 11, 2022
Instrument	2022-009244

Lender

Name	REDWOOD CAPITAL BANK
Type	Bank
Address	EUREKA, CA 95501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Mar 9, 2021
Property Address	1230 OLD ARCATA RD, ARCATA, CA 95521-6709
Document Number	0000005315
Instrument Date	Mar 4, 2021
Instrument	2021-005315
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1230 OLD ARCATA RD, ARCATA, CA 95521-6709

Mortgage

Document Number	0000005316
Date	Mar 9, 2021
Instrument	2021-005316

Lender

Name	REDWOOD CAPITAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HUMBOLDT CA
Recording Date	Apr 2, 2019
Property Address	1230 OLD ARCATA RD, ARCATA, CA 95521-6709
Document Number	0000005753
Instrument Date	Mar 28, 2019
Instrument	5753
Transaction Type	Transfer
Record Updated	Mar 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1285 OLD ARCATA RD ARCATA CA 955216708, ARCATA, CA 95521-6708

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1230 OLD ARCATA RD, ARCATA, CA 95521-6709
Document Number	0000013217
Instrument Date	Jul 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2020
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1285 OLD ARCATA RD ARCATA CA 955216708, ARCATA, CA 95521-6708

Mortgage

Document Number	0000013217
Date	Jul 17, 2018
Instrument	13217

Lender

Name	COMPASS COMMUNITY CU
Address	PO BOX 1268, EUREKA, CA 95502-1268

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1230 Old Arcata Rd was $2,702 with a homeowner's exemption, down 21.9% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Secondary School District	Northern Humboldt Union High School District (09 - 12)
Elementary School District	Jacoby Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,702.00 (-21.88%) Homeowner's exemption	$318,927 Land $172,623 Building $146,304
2024	$3,459.00 (+0.49%)
2023	$3,442.00 (+41.01%) Homeowner's exemption	$306,545 Land $165,921 Building $140,624
2022	$2,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1230 Old Arcata Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Dec 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1230 Old Arcata Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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