1230 N 16th St, Waco, TX 76707 Property Records

McLennan County property record for 1230 N 16th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,404 sqft · built 2019
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$119,300 (Oct 2018)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-018200-003100-4`

Property Details

APN / Parcel Number

Primary APN	`48-018200-003100-4`
Alternative APNs	`4801820000310040101` `173686`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Carpet

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	86 sqft
Patio Area	80 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1230 N 16TH ST
City	WACO
State	TX
Zip	76707-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	FITZHUGH & DAMRON LOT 3 BLOCK 15 ACRES .1837
Legal Subdivision	FITZHUGH & DAMRON
Legal Block	15
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1013
Census Tract	1000

Owner

1230 N 16th St is owned and occupied by an individual who bought it in October 2018.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1230 N 16TH ST, WACO, TX 76707-2220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2018	Vendor's Lien, Transfer JPMORGAN CHASE BANK NA
Oct 11, 2017	Trustee's Deed, Construction Loan · Line of Credit HOUSING FIN AGCY
Jan 24, 2017	Tax Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2018 · Amount on File
Deed Sale	Oct 17, 2018 · Amount on File
Prior Sale	Jan 24, 2017
Deed Document Number	201836755
Prior Transfer Date	Dec 7, 2016
Prior Transfer Doc	0000002387
Record Updated	Oct 29, 2026

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 17, 2018
Property Address	1230 N 16TH ST, WACO, TX 76707
Document Number	0000036755
Map Reference	VOL227 PG156
Instrument Date	Oct 16, 2018
Instrument	2018036755
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 N 16TH ST, WACO, TX 76707

Mortgage

Document Number	0000036756
Date	Oct 17, 2018
Instrument	2018036756

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 11, 2017
Property Address	1230 N 16TH ST, WACO, TX 76707
Instrument Date	Oct 10, 2017
Instrument	33763
Transaction Type	Construction Loan
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1624 COLCORD AVE WACO TX 767072246, WACO, TX 76707-2246

Mortgage

Document Number	0000033763
Date	Oct 11, 2017
Instrument	33763

Lender

Name	HOUSING FIN AGCY
Address	WACO, TX 76702-2570

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 10, 2018

Interest

Rate Type	Adjustable Rate

January 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 24, 2017
Property Address	1230 N 16TH ST, WACO, TX 76707
Document Number	0000002387
Instrument Date	Dec 7, 2016
Instrument	2387
Transaction Type	Foreclosure
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1624 COLCORD AVE WACO TX 767072246, WACO, TX 76707-2246

Tax Assessment & Valuation

The 2025 property tax bill for 1230 N 16th St was $3,239 with a homeowner's exemption, up 3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,753 (+2.2%) Land $24,640 Building $210,113	$234,753 (-0.57%) Land $24,640 Building $210,113
2025	$3,239.00 (+3.02%) Homeowner's exemption	$229,706	$236,110 Land $22,400 Building $213,710
2024	$3,144.00
2023		$241,480 Land $22,400 Building $219,080	$241,480 Land $22,400 Building $219,080
2022	$2,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1230 N 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1230 N 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

Nearby Properties on N 16th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures