1230 Kiowa Dr E, Gainesville, TX 76240 Property Records

Cooke County property record for 1230 Kiowa Dr E, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,550 sqft · built 1983
Lot Size	0.644 acres (28,031 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,037,400 (Aug 2025)
Tax Bill	$14,086 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Jan 2026 Construction Loan
Flood Zone	Zone AE (high risk)
APN	`7800-001-01639`

Property Details

APN / Parcel Number

Primary APN	`7800-001-01639`
Alternative APN	`15818`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,550 sqft Living Area
Gross Area	3,638 sqft
1st Floor Area	2,550 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	28,031 sqft (0.644 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	123 sqft
Deck Area	60 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7800-001-01639
Street Address	1230 KIOWA DR E
City	GAINESVILLE
State	TX
Zip	76240-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE KIOWA; LOT 1639 & 1637 SM PT; 1230 KIOWA DR E; ACRES .6435
Legal Subdivision	LAKE KIOWA
Legal Lot Number	1639,16
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE SOUTHEAST
Census Block Group	3
Census Block	3018
Census Tract	701

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4428 LIAM DR, FRISCO, TX 75034-8431
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST STATE BANK
Jan 22, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on Record
Deed Sale	Aug 18, 2025 · Amount on Record
Prior Sale	Jul 26, 2007
Deed Document Number	20255730
Deed Book / Page	2728 / 344
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1230 KIOWA DR E, LAKE KIOWA, TX 76240-9250
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 LIAM DR, FRISCO, TX 75034-8431

Mortgage

Document Number	002760/433
Date	Jan 22, 2026
Book Page	2760/433
Instrument	2026-508

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1230 KIOWA DR E, LAKE KIOWA, TX 76240-9250
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 LIAM DR, FRISCO, TX 75034-8431

Mortgage

Document Number	002760/424
Date	Jan 22, 2026
Book Page	2760/424
Instrument	2026-507

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Callisburg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,086.00 (+9.76%)	$1,017,383 (+9.75%) Land $700,910 Building $316,473	$1,017,383 (+9.75%) Land $700,910 Building $316,473
2025	$12,834.00 (+9.62%)	$927,000 (+6.8%) Land $700,920 Building $226,080	$927,000 (+6.8%) Land $700,920 Building $226,080
2024	$11,708.00 (-4.9%)
2023		$868,000 Land $534,010 Building $333,990	$868,000 Land $534,010 Building $333,990
2022	$12,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	705.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE KIOWA SUD serves 2,848 people · EPA ID TX0490016
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Element8.

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