Black Hawk County property record for 1230 Kaplan Dr, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,286 sqft · built 1977 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $141,000 (Feb 2006) |
| Tax Bill | $4,580 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-02-153-019 |
| Primary APN | 8813-02-153-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Basement Area | 1,286 sqft |
| Finished Basement | 300 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 181 sqft |
| Patio Area | 607 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1230 KAPLAN DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH RIDGE TERRACE ADDITION LOT 18 |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 02 |
| Legal Subdivision | SOUTH RIDGE TERRACE ADDITION |
| Legal Lot Number | 18 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 900 |
Source: Black Hawk County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1230 KAPLAN DR, WATERLOO, IA 50702-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 16, 2006 · Amount on Record |
| Deed Sale | Feb 16, 2006 · Amount on Record |
| Deed Document Number | 200620035 |
| Last Transfer Date | Apr 4, 2011 |
| Transfer Doc | 2011019872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1230 KAPLAN DR, WATERLOO, IA 50702-4210 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200013249 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 202200013249 |
| Name | CEDAR RAPIDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CEDAR RAPIDS, IA 52401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,580.00 Homeowner's exemption | $226,640 (+2.41%) Land $24,940 Building $201,700 | $226,640 (+2.41%) Land $24,940 Building $201,700 |
| 2024 | $4,580.00 (+35.42%) | ||
| 2023 | $221,310 (+35.87%) Land $24,940 Building $196,370 | $221,310 (+35.87%) Land $24,940 Building $196,370 | |
| 2022 | $3,382.00 Homeowner's exemption | $162,880 Land $24,940 Building $137,940 | |
| 2021 | $162,880 Land $24,940 Building $137,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1979–2010) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: CenturyLink, Nextlink, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures