1230 Hobson Oaks Dr, Naperville, IL 60540 Property Records

DuPage County property record for 1230 Hobson Oaks Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,880 sqft · built 1987
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$338,000 (Aug 2020)
Tax Bill$7,421 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Aug 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-29-203-019

Property Details

APN / Parcel Number

Primary APN08-29-203-019

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms2 Rooms
Building Area1,880 sqft Living Area
1st Floor Area978 sqft
2nd Floor Area902 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialWood Siding
Lot Area3,920 sqft (0.09 acres)
Garage Area435 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1230 HOBSON OAKS DR
CityNAPERVILLE
StateIL
Zip60540-8146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionHOBSON OAKS SUB ALL
Legal SubdivisionHOBSON OAKS SUB
Legal Lot Number14
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group3
Census Block3001
Census Tract846203

Owner

1230 Hobson Oaks Dr is owned and occupied by two individuals who bought it in August 2020.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1230 HOBSON OAKS DR, NAPERVILLE, IL 60540-8146
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2020Warranty Deed, Transfer · FHA Mortgage
COMPASS MORTGAGE INC
Aug 15, 2018Trustee's Deed, Construction Loan · Line of Credit
BMO HARRIS BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2020 · Amount on File
Deed SaleAug 18, 2020 · Amount on File
Prior SaleJun 28, 2002 · Amount on File
Deed Document Number202090398
Prior Transfer DateJul 21, 1995
Prior Transfer Doc0000103077
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateAug 18, 2020
Property Address1230 HOBSON OAKS DR, NAPERVILLE, IL 60540-8146
Document Number0000090398
Map ReferenceDOC R86-150191
Instrument DateJul 30, 2020
InstrumentR2020-090398
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$338.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 HOBSON OAKS DR, NAPERVILLE, IL 60540-8146

Mortgage

Document Number0000090399
DateAug 18, 2020
InstrumentR2020-090399
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate3.12%

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionDU PAGE IL
Recording DateAug 15, 2018
Property Address1230 HOBSON OAKS DR, NAPERVILLE, IL 60540-8146
Instrument DateAug 9, 2018
Instrument76710
Transaction TypeConstruction Loan
Record UpdatedAug 31, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1230 HOBSON OAKS DR NAPERVILLE IL 605408146, NAPERVILLE, IL 60540-8146

Mortgage

Document Number0000076710
DateAug 15, 2018
Instrument76710
Lender
NameBMO HARRIS BK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate5.04%

Tax Assessment & Valuation

The 2025 property tax bill for 1230 Hobson Oaks Dr was $7,421 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,421.00$135,172 Land $26,780 Building $108,392$405,516 Land $80,340 Building $325,176
2022$6,500.00 Homeowner's exemption$106,440 Land $21,090 Building $85,350$319,320 Land $63,270 Building $256,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1230 Hobson Oaks Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims10 (1982–2014)
Claims Outside the SFHA4 of 10
Most Recent ClaimFeb 2014 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1230 Hobson Oaks Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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