1230 Hildreth St, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 1230 Hildreth St, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,457 sqft · built 1961
Lot Size	0.388 acres (16,880 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Feb 2022)
Tax Bill	$5,129 (2026)
Deeds & Mortgages	May 2026 Line of Credit Feb 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:27 L:29`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:27 L:29`
Alternative APNs	`M:0027 B:0000 L:0029` `492924`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
Gross Area	3,916 sqft
1st Floor Area	1,148 sqft
Attic	Attic
Attic Area	884 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,880 sqft (0.388 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	492924
Street Address	1230 HILDRETH ST
City	DRACUT
State	MA
Zip	01826-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	29
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1002
Census Tract	314200

Owner

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1230 HILDRETH ST, DRACUT, MA 01826-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Feb 11, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Aug 1, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP
Mar 3, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW FED MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Jul 30, 2013 · Amount on Record
Deed Document Number	20226762
Deed Book / Page	36808 / 243
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Recording Date	May 13, 2026
Property Address	1230 HILDRETH ST, DRACUT, MA 01826-1321
Document Number	040051-291
Book / Page	40051 / 291
Instrument Date	Apr 29, 2026
Instrument	202614530
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 HILDRETH ST, DRACUT, MA 01826-1321

Mortgage

Document Number	0000014530,
Date	May 13, 2026
Book Page	40051/291
Instrument	202614530

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Max Rate	-1%

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Feb 11, 2022
Property Address	1230 HILDRETH ST, DRACUT, MA 01826-1321
Document Number	036808-243
Book / Page	36808 / 243
Instrument Date	Feb 11, 2022
Instrument	6762
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1230 HILDRETH ST, DRACUT, MA 01826-1321

Mortgage

Document Number	0000006763
Date	Feb 11, 2022
Instrument	6763

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	1230 HILDRETH ST, DRACUT, MA 01826-1321
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33210-231
Date	Aug 1, 2019
Book Page	33210/231
Instrument	31698

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	1230 HILDRETH ST, DRACUT, MA 01826-1321
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33884-285
Date	Mar 3, 2020
Book Page	33884/285
Instrument	9478

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	1230 HILDRETH ST, DRACUT, MA 01826-1321
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35089-10
Date	Dec 22, 2020
Book Page	35089/10
Instrument	66972

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,129.00 (+3.89%)	$530,400 (+8.73%) Land $220,000 Building $310,400	$542,070 (-)
2025	$4,937.00 (+3.81%)	$487,800 (+7.19%) Land $201,800 Building $286,000	$542,070 (+4.03%)
2024	$4,756.00 (+3.77%)	$455,100 (+14.98%) Land $192,200 Building $262,900	$521,075
2023	$4,583.00	$395,800 Land $167,200 Building $228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1987–2007)
Most Recent Claim	Apr 2007 · other causes
Claims by Event	Severe Storms & Flooding, Apr 1987 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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