1230 Gray Ct, Eustis, FL 32726 Property Records

Lake County property record for 1230 Gray Ct, Eustis, FL 32726 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,285 sqft · built 1990
Lot Size	0.416 acres (18,139 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Aug 2024)
Tax Bill	$760 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-19-27-0750-000-04500`

Property Details

APN / Parcel Number

Primary APN	`18-19-27-0750-000-04500`
Alternative APNs	`271918075000004500` `3266277`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,285 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	1,979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2023
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,139 sqft (0.416 acres)
Lot Dimensions	165 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	318 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3266277
Street Address	1230 GRAY CT
City	EUSTIS
State	FL
Zip	32726-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE JOANNA ESTATES LOT 45 PB 25 PG 24 ORB 6380 PG 436 ORB 6387 PG 2004
Legal Range	27E
Legal Township	19S
Legal Section	18
Legal Subdivision	LAKE JOANNA ESTATES
Legal Tract	0750
Legal Block	3
Legal Lot Number	45
Jurisdiction	LAKE FL
Township / Civil Division	EUSTIS
Census Block Group	3
Census Block	3058
Census Tract	30203

Owner

Source: Lake County records · APN 18-19-27-0750-000-04500

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2108 DOGWOOD CIR, MOUNT DORA, FL 32757-9570
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 07, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage THE FIRST NATIONAL BANK OF MOUNT DO
Dec 18, 2019	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 08, 2018	Warranty Deed, Transfer · VA Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2024 · Amount on Record
Deed Sale	Aug 09, 2024 · Amount on Record
Prior Sale	Nov 07, 2022 · Amount on Record
Deed Document Number	202493808
Deed Book / Page	6380 / 436
Prior Transfer Date	Aug 07, 2024
Prior Transfer Doc	0063872004
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Nov 07, 2022
Property Address	1230 GRAY CT, EUSTIS, FL 32726-7101
Document Number	0060492209
Book / Page	6049 / 2209
Map Reference	MB 25 PG 24
Instrument Date	Nov 03, 2022
Instrument	2022145634
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,884.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16678 COUNTY LINE RD, UMATILLA, FL 32784-9340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18530 STATE ROAD 44, EUSTIS, FL 32736-7289

Mortgage

Document Number	0060492211
Date	Nov 07, 2022
Instrument	6049/2211

Lender

Name	THE FIRST NATIONAL BANK OF MOUNT DO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 03, 2042

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1230 GRAY CT, EUSTIS, FL 32726-7101
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053921205
Date	Dec 18, 2019
Book Page	5392/1205
Instrument	2019143771

Lender

Name	TRUIST BANK
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 08, 2018
Property Address	1230 GRAY CT, EUSTIS, FL 32726-7101
Document Number	0050640638
Book / Page	5064 / 0638
Map Reference	MB 25 PG 24
Instrument Date	Feb 07, 2018
Instrument	2018015045
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,382.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20118 BILL COLLINS RD, 20118, EUSTIS, FL 32736-9087

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 GRAY CT, EUSTIS, FL 32726-7101

Mortgage

Document Number	2018015046
Date	Feb 08, 2018
Instrument	2018015046

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2048

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,823 (-) Land $87,000 Building $262,823	$349,823 (-) Land $87,000 Building $262,823
2025		$349,823 (+26.63%) Land $87,000 Building $262,823	$349,823 (+26.63%) Land $87,000 Building $262,823
2024	$760.00 (+33.33%)
2023	$570.00 (-74.35%) Additional exemption filed	$276,246 (+62.48%)	$276,246 (-) Land $60,000 Building $216,246
2022	$2,222.00 Homeowner's exemption	$170,020	$276,246 Land $60,000 Building $216,246

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690302033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 22 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 291 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20

May also be available at this address: Lumen Technologies, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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