1230 E Phillips Lake Loop Rd, Shelton, WA 98584 Property Records

Mason County property record for 1230 E Phillips Lake Loop Rd, Shelton, WA 98584

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,776 sqft · built 1994
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,402 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22005-51-00038`

Property Details

APN / Parcel Number

Primary APN	`22005-51-00038`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,776 sqft Living Area
Gross Area	3,240 sqft
1st Floor Area	1,960 sqft
Basement Area	816 sqft
Finished Basement	816 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Lot Width	65 ft Width
Terrain	Steep
View / Lot	Water
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Deck Area	158 sqft
Patio Area	554 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	1230 E PHILLIPS LAKE LOOP RD
City	SHELTON
State	WA
Zip	98584-8898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	PHILLIPS LAKE DIV. 2 TR 38 & INT IN TR 15 DIV #2 & TR 88 DIV #4 OF PHILLIPS LAKE
Legal Subdivision	PHILLIPS LAKE DIV. 2
Legal Tract	38,15,88
Legal Lot Number	38
Jurisdiction	MASON WA
Township / Civil Division	TIMBER LAKE-HARSTINE ISLAND
Census Block Group	2
Census Block	2001
Census Tract	961102

Owner

Source: Mason County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1230 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8898
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit TELCO COMMUNITY CU
Apr 7, 2020	Deed of Trust, Mortgage · Line of Credit TELCO COMMUNITY CU
Sep 28, 2018	Warranty Deed, Transfer OLYMPIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	1230 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8898
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8898

Mortgage

Document Number	0002165388
Date	Aug 30, 2021
Instrument	2165388

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 29, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON WA
Property Address	1230 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8898
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002128781
Date	Apr 7, 2020
Instrument	2128781

Lender

Name	TELCO COMMUNITY CU
Type	Credit Union
Address	TACOMA, WA 98402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 6, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON WA
Recording Date	Sep 28, 2018
Property Address	1230 E PHILLIPS LAKE LOOP RD, SHELTON, WA 98584-8898
Document Number	0002100003
Instrument Date	Sep 20, 2018
Instrument	2100003
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	OLYMPIC TITLE

Transaction

Amount	Amount Recorded
Tax	$10,057.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3233 LOIS LN ENUMCLAW WA 980228358, ENUMCLAW, WA 98022-8358

Tax Assessment & Valuation

Source: Mason County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Mason County
Unified School District	Pioneer School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$909,860 (+14.22%) Land $126,040 Building $783,820	$909,860 (+14.22%) Land $126,040 Building $783,820
2025	$6,402.00 (+19.93%)
2024	$5,338.00 (+7.71%)	$796,600 (+43.45%) Land $142,845 Building $653,755	$796,600 (+43.45%) Land $142,845 Building $653,755
2023	$4,956.00
2022		$555,315 Land $168,050 Building $387,265	$555,315 Land $168,050 Building $387,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hood Canal Communications Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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