1230 Deerfield Dr, Huddleston, VA 24104 Property Records

Bedford County property record for 1230 Deerfield Dr, Huddleston, VA 24104

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,033 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$900,000 (Jan 2024)
Tax Bill	$2,384 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`258B A 1B`

Property Details

APN / Parcel Number

Primary APN	`258B A 1B`
Alternative APNs	`25813900` `127303`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,033 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	440 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1230 DEERFIELD DR
City	HUDDLESTON
State	VA
Zip	24104-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH MTN
Legal Subdivision	SMITH MTN
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3015
Census Tract	30503

Owner

Source: Bedford County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 MEL OAKS DR, CHAPEL HILL, NC 27516-9305
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jan 12, 2024	Warranty Deed, Transfer · Conventional Mortgage SOCIETY MORTGAGE
Aug 30, 2022	Deed of Trust, Mortgage · Line of Credit MUTUAL OF OMAHA MORTGAGE INC
May 11, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2024 · Amount on Record
Deed Sale	Jan 12, 2024 · Amount on Record
Deed Document Number	2024272
Prior Transfer Date	May 10, 2023
Prior Transfer Doc	0000003699
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1230 DEERFIELD DR, HUDDLESTON, VA 24104-3415
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 HENRYS RIDGE RD, PITTSBORO, NC 27312-4620

Mortgage

Document Number	0250011188
Date	Dec 29, 2025
Instrument	250011188

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	5-Year CMT
Max Rate	11.1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jan 12, 2024
Property Address	1230 DEERFIELD DR, HUDDLESTON, VA 24104-3415
Document Number	0240000272
Instrument Date	Jan 9, 2024
Instrument	240000272
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 MEL OAKS DR, CHAPEL HILL, NC 27516-9305

Mortgage

Document Number	0240000274
Date	Jan 12, 2024
Instrument	240000274

Lender

Name	SOCIETY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Dec 1, 2063

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1230 DEERFIELD DR, HUDDLESTON, VA 24104-3415
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220009795
Date	Aug 30, 2022
Instrument	220009795

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	687 Months
Due	Nov 10, 2079

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2022
Change Frequency	Monthly

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	May 11, 2023
Property Address	1230 DEERFIELD DR, HUDDLESTON, VA 24104-3415
Document Number	0230003699
Instrument Date	May 10, 2023
Instrument	230003699
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 DEERFIELD DR, HARDY, VA 24101

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,384.00	$581,700 (+1%) Land $252,000 Building $329,700
2023	$2,384.00 Additional exemption filed	$290,850	$581,700 Land $252,000 Building $329,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	6 (2003–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: SMLW Broadband, Verizon.

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