1230 Challis Dr, Bloomington, IL 61704 Property Records

McLean County property record for 1230 Challis Dr, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,494 sqft · built 1987
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,466 (2024)
Deeds & Mortgages	Jul 2026 Mortgage May 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-36-309-010`

Property Details

APN / Parcel Number

Primary APN	`14-36-309-010`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,494 sqft Living Area
Gross Area	2,235 sqft
1st Floor Area	755 sqft
Basement Area	323 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	10,350 sqft (0.238 acres)
Lot Dimensions	115 ft deep x 90 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Deck Area	100 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1230 CHALLIS DR
City	BLOOMINGTON
State	IL
Zip	61704-3684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RESUB OF HILLCREST LOT 74
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	RESUBDIVISION OF HILLCREST SUBDIVISION
Legal Lot Number	74
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2015
Census Tract	1105

Owner

1230 Challis Dr is owned and occupied by two individuals who acquired it in April 2025.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1230 CHALLIS DR, BLOOMINGTON, IL 61704-3684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · FHA Mortgage GOODLEAP LLC
May 9, 2022	Deed of Trust, Mortgage · Line of Credit CEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 18, 2025
Transfer Doc	0000005244
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jul 9, 2026
Property Address	1230 CHALLIS DR, BLOOMINGTON, IL 61704-3684
Document Number	0000009583
Instrument Date	Jun 12, 2026
Instrument	20269583
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1230 CHALLIS DR, BLOOMINGTON, IL 61704-3684

Mortgage

Document Number	0000009583,
Date	Jul 9, 2026
Instrument	20269583

Lender

Name	GOODLEAP LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	5.38%
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1230 CHALLIS DR, BLOOMINGTON, IL 61704-3684
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200008566
Date	May 9, 2022
Instrument	2022-00008566

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 8, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,632 Land $14,684 Building $55,948	$211,896 Land $44,052 Building $167,844
2024	$4,466.00 (+11.12%)
2023	$4,019.00	$59,091 Land $12,284 Building $46,807	$177,273 Land $36,852 Building $140,421

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1230 Challis Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1230 Challis Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, Pavlov Media, T-Mobile.

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