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1230 Cambria Dr, Troy, MI 48085 Property Records

Oakland County property record for 1230 Cambria Dr, Troy, MI 48085

Property Summary

Property TypeCondominium
Details4 bd · 2.5 ba · 2,844 sqft · built 2011
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Feb 2012)
Tax Bill$5,755 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-02-107-014

Property Details

APN / Parcel Number

Primary APN88-20-02-107-014

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,844 sqft Living Area
1st Floor Area1,459 sqft
Basement Area1,459 sqft
Unfinished Basement1,459 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Lot Area12,632 sqft (0.29 acres)
Garage Area731 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1230 CAMBRIA DR
CityTROY
StateMI
Zip48085-1221
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 2 OAKLAND COUNTY CONDOMINIUM PLAN NO 1947 CASWELL HOMES SITECONDO UNIT 14 L 39503 P 560 8-29-07 FR
Legal Range11E
Legal Township2N
Legal Section2
Legal SubdivisionOAKLAND COUNTY CONDOMINIUM
Legal Unit14
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4016
Census Tract196100

Owner

1230 Cambria Dr, a condominium, is owned and occupied by an individual who bought it in February 2012.

Source: Oakland County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1230 CAMBRIA DR, TROY, MI 48085-1221
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2012 · Amount on File
Deed SaleFeb 3, 2012 · Amount on File
Prior SaleFeb 3, 2012 · Amount on File
Deed Document Number201219638
Deed Book / Page43806 / 595
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1230 CAMBRIA DR, TROY, MI 48085-1221
Document Number0000150758
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1230 CAMBRIA DR TROY MI 480851221, TROY, MI 48085-1221

Mortgage

Document Number0000150758
DateJul 31, 2020
Book Page054588/000367
Instrument150758
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 30, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1230 Cambria Dr was $5,755 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,755.00
2023$492,220
2022$6,141.00$246,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1230 Cambria Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimFeb 1998 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1230 Cambria Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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