1230 Bluffview Ridge Dr, Chesterfield, MO 63005 Property Records

St. Louis County property record for 1230 Bluffview Ridge Dr, Chesterfield, MO 63005

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,255 sqft · built 1995
Lot Size	0.26 acres (11,326 sqft)
Owner	Company Name on Record
Tax Bill	$9,200 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18U-53-0368`

Property Details

APN / Parcel Number

Primary APN	`18U-53-0368`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,255 sqft Living Area
Gross Area	5,905 sqft
1st Floor Area	2,655 sqft
Basement Area	1,300 sqft
Finished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	112 ft deep x 92 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	42 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1230 BLUFFVIEW RIDGE DR
City	CHESTERFIELD
State	MO
Zip	63005-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R2
Legal Description	BLUFFS OF WILDHORSE (THE) LOT 20
Legal Subdivision	BLUFFS OF WILDHORSE (THE)
Legal Lot Number	20
Jurisdiction	ST LOUIS MO
Township / Civil Division	CHESTERFIELD
Census Block Group	1
Census Block	1015
Census Tract	221629

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1230 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 20, 2021	Intrafamily Transfer, Transfer
Dec 22, 2017	Deed of Trust, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 15, 2021
Transfer Doc	0251765824
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1230 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300
Transaction Type	Mortgage
Record Updated	Feb 22, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300

Mortgage

Document Number	0252280060
Date	Nov 16, 2021
Book Page	25228/60
Instrument	2021111601521

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Oct 20, 2021
Property Address	1230 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300
Document Number	0251765824
Book / Page	25176 / 5824
Map Reference	MB 328 PG 63
Instrument Date	Oct 15, 2021
Instrument	2021102000137
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1230 BLUFFVIEW RIDGE DR, CHESTERFIELD, MO 63005-1300
Document Number	0228501998
Book / Page	022850 / 001998
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018
Title Company	FREEDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1230 BLUFFVIEW RIDGE DR CHESTERFIELD MO 630051300, CHESTERFIELD, MO 63005-1300

Mortgage

Document Number	0228501998
Date	Jan 9, 2018
Book Page	022850/001998
Instrument	461

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 8, 2033

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,210 (-) Land $33,540 Building $98,670	$695,800 (-) Land $176,500 Building $519,300
2025	$9,200.00 (+9.47%)	$132,210 (+12.01%) Land $33,540 Building $98,670	$695,800 (+12.01%) Land $176,500 Building $519,300
2024	$8,404.00 (+2.66%)
2023	$8,186.00 (+5.98%)	$118,030 (+13.57%) Land $16,780 Building $101,250	$621,200 (+13.56%) Land $88,300 Building $532,900
2022	$7,724.00	$103,930 Land $18,450 Building $85,480
2021			$547,000 Land $97,100 Building $449,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	7 (1985–2015)
Claims Outside the SFHA	4 of 7
Most Recent Claim	May 2015 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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