1230 Birch Ave, Ottosen, IA 50570 Property Records

Humboldt County property record for 1230 Birch Ave, Ottosen, IA 50570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,690 sqft · built 1890
Lot Size	4.64 acres (202,118 sqft)
Owner	Individual Name on File
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`0118200003`

Property Details

APN / Parcel Number

Primary APN	`0118200003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,690 sqft Living Area
1st Floor Area	704 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	202,118 sqft (4.64 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	70 sqft
Patio Area	844 sqft
Poultry House	Poultry House

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1230 BIRCH AVE
City	OTTOSEN
State	IA
Zip	50570-8719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRWA SW NE COM @N1/4 S1322.36' TO POB E 521.86' S387.31' W 521.86' N387.31' TO PT OF BEG
Legal Range	30W
Legal Township	93N
Legal Section	18
Jurisdiction	HUMBOLDT IA
Township / Civil Division	WACOUSTA
Census Block Group	3
Census Block	3045
Census Tract	970200

Owner

1230 Birch Ave is owned and occupied by an individual.

Source: Humboldt County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	1230 BIRCH AVE, OTTOSEN, IA 50570-8719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Nov 2, 2023	Legal Action/Court Order, Foreclosure · Conventional Mortgage UNITED BANK OF IOWA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT IA
Property Address	1230 BIRCH AVE, OTTOSEN, IA 50570-8719
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 BIRCH AVE, OTTOSEN, IA 50570-8719

Mortgage

Document Number	000025/994
Date	Dec 19, 2025
Book Page	25/994
Instrument	25E0994

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

November 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	HUMBOLDT IA
Recording Date	Nov 2, 2023
Property Address	1230 BIRCH AVE, OTTOSEN, IA 50570-8719
Document Number	000023/832
Book / Page	23 / 832
Instrument Date	Oct 30, 2023
Instrument	23E0832
Transaction Type	Foreclosure
Record Updated	Dec 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 BIRCH AVE, OTTOSEN, IA 50570-8719

Mortgage

Document Number	000023/848
Date	Nov 6, 2023
Book Page	23/848
Instrument	23E0848

Lender

Name	UNITED BANK OF IOWA
Type	Bank
Address	IDA GROVE, IA 51445

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	5-Year TN
Max Rate	13.2%

Tax Assessment & Valuation

The 2025 property tax bill for 1230 Birch Ave was $1,378, down 9.5% from the year before.

Source: Humboldt County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Humboldt County
Unified School District	Twin Rivers Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00 (-9.46%)	$142,420 Land $37,780 Building $104,640	$142,420 Land $37,780 Building $104,640
2024	$1,522.00
2023		$141,230 Land $37,780 Building $103,450	$141,230 Land $37,780 Building $103,450
2022	$1,334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1230 Birch Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1230 Birch Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	700 / 300
Starlink Satellite	280 / 30
Northwest Communications Fixed Wireless	25 / 15

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Birch Ave

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