123 Zonalea Ln, Oroville, CA 95965 Property Records

Butte County property record for 123 Zonalea Ln, Oroville, CA 95965

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,767 sqft · built 1990
Lot Size	18.7 acres (815,879 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,500 (Aug 2019)
Tax Bill	$6,589 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041-480-035-000`

Property Details

APN / Parcel Number

Primary APN	`041-480-035-000`
Alternative APN	`041-480-035`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,767 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Modern
Construction Type	Wood
Lot Area	815,879 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Old Parcel Number	041-480-035
Street Address	123 ZONALEA LN
City	OROVILLE
State	CA
Zip	95965-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FR
Legal Description	123 ZONALEA LN
Legal Subdivision	A PORTION OF
Jurisdiction	BUTTE CA
Township / Civil Division	OROVILLE
Census Block Group	4
Census Block	4019
Census Tract	2500

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 ZONALEA LN, OROVILLE, CA 95965-9122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC
Aug 1, 2019	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
May 15, 2018	Quit Claim Deed, Transfer TIMIOS TITLE INC
May 15, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	201934736
Prior Transfer Date	Jul 31, 2019
Prior Transfer Doc	0000034736
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	123 ZONALEA LN, OROVILLE, CA 95965-9122
Transaction Type	Mortgage
Record Updated	May 15, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ZONALEA LN, OROVILLE, CA 95965-9122

Mortgage

Document Number	0000008049
Date	Mar 21, 2023
Instrument	2023-0008049

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	123 ZONALEA LN, OROVILLE, CA 95965-9122
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ZONALEA LN, OROVILLE, CA 95965-9122

Mortgage

Document Number	0000037827
Date	Sep 14, 2020
Instrument	2020-0037827

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Aug 1, 2019
Property Address	123 ZONALEA LN, OROVILLE, CA 95965-9122
Document Number	0000034736
Map Reference	MB 50 PG 94&95
Instrument Date	Jul 31, 2019
Instrument	2019-0034736
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	TIMIOS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	123 ZONALEA LN, OROVILLE, CA 95965-9122

Mortgage

Document Number	0000034737
Date	Aug 1, 2019
Instrument	2019-0034737

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BUTTE CA
Recording Date	May 15, 2018
Property Address	123 ZONALEA LN, OROVILLE, CA 95965-9122
Document Number	0000016212
Instrument Date	May 10, 2018
Instrument	16212
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	TIMIOS TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	123 ZONALEA LN OROVILLE CA 959659122, OROVILLE, CA 95965-9122

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	May 15, 2018
Property Address	123 ZONALEA LN, OROVILLE, CA 95965-9122
Document Number	0000016211
Instrument Date	May 8, 2018
Instrument	16211
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	TIMIOS TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$603.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 ZONALEA LN OROVILLE CA 959659122, OROVILLE, CA 95965-9122

Mortgage

Document Number	16213
Date	May 15, 2018
Instrument	16213

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2048

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Elementary School District	Golden Feather Union Elementary School District (KG - 08)
Secondary School District	Oroville Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,155 (+2%) Land $197,297 Building $439,858
2025	$6,589.00 (+2.84%) Homeowner's exemption	$624,663 (+4.04%) Land $193,429 Building $431,234
2024			$736,920
2023	$6,407.00 (+3.22%) Homeowner's exemption	$600,409 Land $185,919 Building $414,490
2022	$6,207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 65% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
DigitalPath Fixed Wireless	200 / 20

May also be available: AT&T.

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