123 Winchester St, Grass Valley, CA 95945 Property Records

Nevada County property record for 123 Winchester St, Grass Valley, CA 95945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,504 sqft · built 1881
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$190,454 (May 2017)
Tax Bill	$4,045 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-460-022-000`

Property Details

APN / Parcel Number

Primary APN	`008-460-022-000`
Alternative APN	`08-460-22-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1950
Architectural Style	Traditional
Lot Area	7,841 sqft (0.18 acres)
View / Lot	Average
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,343 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	08-460-22-000
Street Address	123 WINCHESTER ST
City	GRASS VALLEY
State	CA
Zip	95945-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTN LOT 15 BLK 41 GV
Legal Subdivision	GRASS VALLEY
Legal Block	41
Legal Lot Number	15
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	1
Census Block	1012
Census Tract	602

Owner

123 Winchester St is owned and occupied by an individual who bought it in May 2017.

Source: Nevada County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	123 WINCHESTER ST, GRASS VALLEY, CA 95945-7231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 10, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
May 23, 2017	Grant Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
May 23, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2017 · Amount on File
Deed Sale	May 23, 2017 · Amount on File
Deed Document Number	201711126
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	123 WINCHESTER ST, GRASS VALLEY, CA 95945-7231
Transaction Type	Mortgage
Record Updated	Oct 11, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 WINCHESTER ST, GRASS VALLEY, CA 95945-7231

Mortgage

Document Number	0000031810
Date	Sep 30, 2021
Instrument	20210031810

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	123 WINCHESTER ST, GRASS VALLEY, CA 95945-7231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017405
Date	Sep 10, 2019
Instrument	20190017405

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEVADA CA
Recording Date	May 23, 2017
Property Address	123 WINCHESTER ST, GRASS VALLEY, CA 95945-7231
Document Number	0000011126
Instrument Date	May 22, 2017
Instrument	20170011126
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PC BOX 3555, 3555, GRASS VALLEY, CA 95945

Mortgage

Document Number	0000011127
Date	May 23, 2017
Instrument	20170011127

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

May 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	NEVADA CA
Recording Date	May 23, 2017
Property Address	123 WINCHESTER ST, GRASS VALLEY, CA 95945-7231
Document Number	0000011125
Instrument Date	Feb 17, 2017
Instrument	11125
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 123 Winchester St was $4,045 with a homeowner's exemption.

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Grass Valley City
Elementary School District	Grass Valley Elementary School District (KG - 08)
Secondary School District	Nevada Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,724 (+2%) Land $94,699 Building $290,025
2025	$4,045.00 Homeowner's exemption	$377,182 Land $92,843 Building $284,339
2023	$3,864.00 (+0.94%) Homeowner's exemption	$362,538 Land $89,239 Building $273,299	$418,680
2022	$3,828.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Winchester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Winchester St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRASS VALLEY serves 4,947 people · EPA ID CA2910001
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SmarterBroadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Race Communications.

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