123 W Water St, Mount Vernon, MO 65712 Property Records

Lawrence County property record for 123 W Water St, Mount Vernon, MO 65712

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,216 sqft · built 1940
Lot Size	0.22 acres (9,600 sqft)
Owner	Individual Name on File
Tax Bill	$631 (2025)
Deeds & Mortgages	Aug 2018 Transfer Aug 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`099030003009006000`

Property Details

APN / Parcel Number

Primary APN	`099030003009006000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Total Buildings	2 Buildings

Location & Zoning

Street Address	123 W WATER ST
City	MOUNT VERNON
State	MO
Zip	65712-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATER ST,123; LTS 7 & 8 BLK 3 O S - MT VERNON
Legal Range	26
Legal Township	28
Legal Section	30
Legal Subdivision	MT VERNON ORIGINAL SURVEY
Legal Block	3
Legal Lot Number	7,8
Jurisdiction	LAWRENCE MO
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1023
Census Tract	470202

Owner

123 W Water St is owned and occupied by an individual who acquired it in July 2018.

Source: Lawrence County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	123 W WATER ST, MOUNT VERNON, MO 65712-1027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 6, 2018	Quit Claim Deed, Transfer Quitclaim
Aug 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 27, 2018
Transfer Doc	454/3410
Record Updated	Sep 20, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MO
Recording Date	Aug 6, 2018
Property Address	123 W WATER ST, MOUNT VERNON, MO 65712-1027
Document Number	454/3410
Book / Page	454 / 3410
Instrument Date	Jul 27, 2018
Instrument	2018-00003553
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W WATER ST, MOUNT VERNON, MO 65712-1027

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MO
Recording Date	Aug 6, 2018
Property Address	123 W WATER ST, MOUNT VERNON, MO 65712-1027
Document Number	454/3412
Book / Page	454 / 3412
Instrument Date	Jul 3, 2018
Instrument	2018-00003555
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W WATER ST, MOUNT VERNON, MO 65712-1027

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MO
Recording Date	Aug 6, 2018
Property Address	123 W WATER ST, MOUNT VERNON, MO 65712-1027
Document Number	454/3411
Book / Page	454 / 3411
Instrument Date	Jun 30, 2018
Instrument	2018-00003554
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 W WATER ST, MOUNT VERNON, MO 65712-1027

Tax Assessment & Valuation

The 2025 property tax bill for 123 W Water St was $631, up 0.2% from the year before.

Source: Lawrence County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lawrence County
Municipality	Mount Vernon City
Unified School District	Mount Vernon R-V School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,830 (-) Land $1,580 Building $11,250
2025	$631.00 (+0.16%)	$12,830 Land $1,580 Building $11,250	$61,737
2024	$630.00 (+8.81%)
2023	$579.00 (+6.63%)	$11,730 Land $1,580 Building $10,150	$61,737
2022	$543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 W Water St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective August 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2008 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 123 W Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON PWS serves 4,575 people · EPA ID MO5010553
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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