123 W Keech Rd, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 123 W Keech Rd, Bainbridge, NY 13733

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,102 sqft · built 1957
Lot Size1.95 acres (84,942 sqft)
OwnerIndividual Name on File
Last Sale$106,000 (Jan 2023)
Tax Bill$3,244 (2026)
Deeds & MortgagesJan 2023 Sale & Mortgage
Aug 2021 Refinance
Flood ZoneZone X (minimal risk)
APN082289 275.12-1-3.1

Property Details

APN / Parcel Number

Primary APN082289 275.12-1-3.1
Alternative APNs
  • 228927512000010031000000
  • 0211133

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,102 sqft Living Area
1st Floor Area1,102 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area84,942 sqft (1.95 acres)
Garage TypeDetached
Garage Area570 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area255 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0211133
Street Address123 W KEECH RD
CityBAINBRIDGE
StateNY
Zip13733-3248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal DescriptionDEED REF B742 P421 DEED REF B753 P579 L/U LETA WILLIAMS
Legal Block1
Legal Lot Number3.100
JurisdictionCHENANGO NY
Township / Civil DivisionBAINBRIDGE
Census Block Group1
Census Block1012
Census Tract970901

Owner

123 W Keech Rd is owned and occupied by an individual who bought it in January 2023.

Source: Chenango County and Bainbridge Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address123 W KEECH RD, BAINBRIDGE, NY 13733-3248
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2023Warranty Deed, Transfer · FHA Mortgage
ROCKET MORTGAGE
Aug 3, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SIDNEY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 18, 2023 · Amount on File
Deed SaleJan 18, 2023 · Amount on File
Deed Document Number2023202300000027
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHENANGO NY
Recording DateJan 18, 2023
Property Address123 W KEECH RD, BAINBRIDGE, NY 13733-3248
Document Number2023000000027
Instrument DateDec 29, 2022
Instrument20230-00000027
Transaction TypeTransfer
Record UpdatedFeb 7, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 STILL RD, HARPURSVILLE, NY 13787-2023

Mortgage

Document Number23000000028
DateJan 18, 2023
Instrument230-00000028
Lender
NameROCKET MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount on Record

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address123 W KEECH RD, BAINBRIDGE, NY 13733-3248
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000001874
DateAug 3, 2021
Instrument20210-00001874
Lender
NameSIDNEY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 123 W Keech Rd was $3,244, up 0.9% from the year before.

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionBainbridge Town
Unified School DistrictBainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,244.00 (+0.87%)
2025$3,216.00$81,200 Land $17,800 Building $63,400$119,412 Land $26,177 Building $93,235
2023$61,200 Land $17,800 Building $43,400$76,500 Land $22,250 Building $54,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 W Keech Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims3 (2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 W Keech Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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