123 W 7th St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 123 W 7th St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,866 sqft · built 1918
Lot Size	0.117 acres (5,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$26,000 (Apr 2023)
Tax Bill	$2,928 (2026)
Deeds & Mortgages	Feb 2019 Refinance Feb 2020 Mortgage
APN	`060300 96.06-1-10`

Property Details

APN / Parcel Number

Primary APN	`060300 96.06-1-10`
Alternative APNs	`03000960060001010000` `030175650`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,404 sqft
Upper Floors Area	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	5,110 sqft (0.117 acres)
Lot Dimensions	73 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Pool Type	In-Ground Vinyl Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030175650
Street Address	123 W 7TH ST
City	DUNKIRK
State	NY
Zip	14048-2347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	70 X 73 RES; OLD APN: 060300 52-3-1
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3026
Census Tract	35600

Owner

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 W 7TH ST, DUNKIRK, NY 14048-2347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LAKE SHORE SAVINGS BANK
Feb 28, 2020	Deed of Trust, Mortgage · Balloon Mortgage LAKE SHORE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Aug 23, 2000 · Amount on Record
Deed Document Number	20232939
Prior Transfer Date	Jun 3, 2003
Prior Transfer Doc	2520000925
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	123 W 7TH ST, DUNKIRK, NY 14048-2347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2019001321
Date	Feb 15, 2019
Instrument	MT2019001321

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	123 W 7TH ST, DUNKIRK, NY 14048-2347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2020001570
Date	Feb 28, 2020
Instrument	MT2020001570

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,928.00 (+3.32%) Homeowner's exemption
2025	$2,834.00	$70,400 (-) Land $2,900 Building $67,500	$160,000 (+25%) Land $6,591 Building $153,409
2023		$70,400 (-) Land $2,900 Building $67,500	$128,000 (+14.55%) Land $5,273 Building $122,727
2022	Homeowner's exemption	$70,400 Land $2,900 Building $67,500	$111,746 Land $4,603 Building $107,143

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service.

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