123 W 6th St, Peru, IN 46970 Property Records

Miami County property record for 123 W 6th St, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,128 sqft · built 1931
Lot Size	0.109 acres (4,752 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Dec 2025)
Tax Bill	$1,266 (2025)
Deeds & Mortgages	Feb 2005 Mortgage Dec 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`021-39826-00`

Property Details

APN / Parcel Number

Primary APN	`021-39826-00`
Alternative APNs	`52-08-28-417-011.000-016` `00051582136`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft
Basement Area	472 sqft
Unfinished Basement	472 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Duplex Single
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	4,752 sqft (0.109 acres)
Lot Dimensions	132 ft deep x 36 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00051582136
Street Address	123 W 6TH ST
City	PERU
State	IN
Zip	46970-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	021-39826-00 EWINGS PARTITION AD W1/2 LOT 9 123 W 6TH 42 048 26000
Legal Subdivision	EWINGS PARTITION AD
Legal Lot Number	9
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1014
Census Tract	952300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Peru Westside Historic District listed 2023 · 194 contributing resources · NRIS 100009296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

123 W 6th St is owned and occupied by an individual who bought it in December 2025.

Source: Miami County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	235 W JOLIET ST, NEWARK, IL 60541-9373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2005	Deed of Trust, Mortgage · USDA Mortgage USDA
Dec 16, 2025	Warranty Deed, Transfer · Line of Credit RAIN CITY CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Deed Document Number	2025525013
Record Updated	Oct 29, 2026

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	123 W 6TH ST, PERU, IN 46970-2132
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20050520908
Date	Feb 23, 2005
Instrument	20050520908

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	238 Months
Due	Dec 27, 2024

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Dec 16, 2025
Property Address	123 W 6TH ST, PERU, IN 46970-2132
Document Number	20250525013
Instrument Date	Dec 12, 2025
Instrument	20250525013
Transaction Type	Transfer
Record Updated	Dec 30, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	235 W JOLIET ST, NEWARK, IL 60541-9373

Mortgage

Document Number	20250525014
Date	Dec 16, 2025
Instrument	20250525014

Lender

Name	RAIN CITY CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 1, 2026

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 123 W 6th St was $1,266 with a homeowner's exemption, up 101.3% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,266.00 (+101.27%) Homeowner's exemption	$72,600 (+15.42%) Land $4,400 Building $68,200	$72,600 (+15.42%) Land $4,400 Building $68,200
2024	$629.00 (+8.82%) Homeowner's exemption	$62,900 (-1.1%) Land $4,400 Building $58,500	$62,900 (-1.1%) Land $4,400 Building $58,500
2023	$578.00 (-5.25%)	$63,600 (+34.75%) Land $4,400 Building $59,200	$63,600 (+34.75%) Land $4,400 Building $59,200
2022	$610.00	$47,200 Land $4,400 Building $42,800	$47,200 Land $4,400 Building $42,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 W 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 123 W 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Good Connections, Metronet, Skyewaves.

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