Winnebago County property record for 123 W 3rd St, Pecatonica, IL 61063
| Property Type | Commercial |
|---|---|
| Details | 3,780 sqft · built 1925 |
| Lot Size | 0.9 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Jun 2016) |
| Tax Bill | $806 (2024) |
| Deeds & Mortgages | Jun 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-277-001 |
| Primary APN | 09-29-277-001 |
|---|---|
| Alternative APN |
|
| Building Area | 3,780 sqft Total Area |
|---|
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 3,920 sqft (0.9 acres) |
| Account Number | 460B064 |
|---|---|
| Street Address | 123 W 3RD ST |
| City | PECATONICA |
| State | IL |
| Zip | 61063-7004 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PLAT BLOCK 10 PECATONICA LOTS 10 + 011BLOCK 010 |
| Legal Subdivision | VILLAGE/PECATONICA |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 4300 |
123 W 3rd St, a commercial property, is owned by an individual who bought it in June 2016.
Source: Winnebago County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 453 PERLEY AVE, PECATONICA, IL 61063-7743 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2016 · Amount on File |
| Deed Sale | Jun 8, 2016 · Amount on File |
| Prior Sale | Mar 21, 2003 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 4, 2026 |
| Property Address | 123 W 3RD ST, PECATONICA, IL 61063-7004 |
| Document Number | 0000014012 |
| Instrument Date | May 1, 2026 |
| Instrument | 202614012 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 453 PERLEY AVE, PECATONICA, IL 61063-7743 |
| Document Number | 0000014012, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202614012 |
| Name | SOLUTIONSBANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 5, 2027 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Winnebago County assessment roll, as of July 16, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Municipality | Pecatonica Village |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $806.00 | $10,367 Land $5,230 Building $5,137 | $31,101 Land $15,690 Building $15,411 |
| 2022 | $8,789 Land $4,434 Building $4,355 | $26,367 Land $13,302 Building $13,065 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 123 W 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 123 W 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PECATONICA serves 2,195 people · EPA ID IL2010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
May also be available: AaroBand.
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