Monroe County property record for 123 W 2nd St, Monroe, MI 48161
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,675 sqft · built 1903 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Nov 2020) |
| Tax Bill | $2,545 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-29-00323-000 |
| Primary APN | 55-29-00323-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,675 sqft Living Area |
| 1st Floor Area | 951 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Terrain | Rolling |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 207 sqft |
| Balcony Area | 14 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 123 W 2ND ST |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48161-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | OLD VILLAGE PLAT WEST OF MONROE ST E 40 FT OF W 98 FT OF LOT 74. |
| Legal Subdivision | OLD VILLAGE WEST OF MONROE ST |
| Legal Lot Number | 74 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 832100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
123 W 2nd St is owned and occupied by an individual who bought it in November 2020.
Source: Monroe County records, as of September 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 W 2ND ST, MONROE, MI 48161-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 5, 2020 · Amount on File |
| Deed Sale | Nov 5, 2020 · Amount on File |
| Deed Document Number | 202023793 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Nov 5, 2020 |
| Property Address | 123 W 2ND ST, MONROE, MI 48161-2327 |
| Document Number | 2020R23793 |
| Map Reference | LB 2 PG 3 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020R23793 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $997.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 123 W 2ND ST, 123, MONROE, MI 48161-2327 |
| Name | Verified Name |
|---|---|
| Address | 808 HARRISON ST # 2, 2, MONROE, MI 48161-1422 |
| Document Number | 2020R23794 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020R23794 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 123 W 2nd St was $2,545 with a homeowner's exemption.
Source: Monroe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| Municipality | Monroe City |
| Unified School District | Monroe Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,100 Land $74,100 | $148,200 Land $148,200 | |
| 2025 | $2,545.00 Homeowner's exemption | ||
| 2023 | $2,229.00 Homeowner's exemption | $53,720 | $107,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 123 W 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 123 W 2nd St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONROE serves 49,467 people · EPA ID MI0004450 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Mercury Fiber, T-Mobile, Verizon.
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