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123 Varnum Ave, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 123 Varnum Ave, Lowell, MA 01854

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,617 sqft · built 1950
Lot Size0.16 acres (6,970 sqft)
Owner2 Company Names on File
Last Sale$335,000 (Jul 2019)
Tax Bill$6,078 (2025)
Deeds & MortgagesJul 2021 Refinance
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNP07855

Property Details

APN / Parcel Number

Primary APNP07855
Alternative APNs
  • LOWE M:83 B:5880 L:123
  • M:000083 T:P07855

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories1 Story
Building Area2,617 sqft Living Area
Gross Area4,011 sqft
1st Floor Area1,288 sqft
Basement Area1,288 sqft
Unfinished Basement434 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberP07855
Street Address123 VARNUM AVE
CityLOWELL
StateMA
Zip01854-2512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeTSF
Legal Block5880
Legal Lot Number123
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group4
Census Block4011
Census Tract310602

Owner

Source: Middlesex County and Lowell City records · APN P07855

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address123 VATNUTM AVE, LOWELL, MA
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
CROSSCOUNTRY MORTGAGE INC
Jul 02, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
EQUITY PRIME MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2019 · Amount on Record
Deed SaleJul 02, 2019 · Amount on Record
Prior SaleDec 30, 2016 · Amount on Record
Deed Document Number201926633
Last Transfer DateJan 24, 2025
Transfer Doc039038-218
Record UpdatedSep 20, 2026

July 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 08, 2021
Property Address123 VARNUM AVE, LOWELL, MA 01854-2512
Document Number0035979-47
Book / Page35979 / 47
Instrument DateJul 02, 2021
Instrument40283
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 VARNUM AVE, LOWELL, MA 01854-2512

Mortgage

Document Number0035979-52
DateJul 08, 2021
Book Page35979/52
Instrument40284
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 02, 2019
Property Address123 VARNUM AVE, LOWELL, MA 01854-2512
Document Number033121-151
Book / Page33121 / 151
Instrument DateJun 20, 2019
Instrument26633
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address123 VARNUM AVE, LOWELL, MA 01854-2512

Mortgage

Document Number0000026634
DateJul 02, 2019
Instrument26634
Lender
NameEQUITY PRIME MTG
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,078.00 (+9.77%)$529,400 (+13.87%) Land $149,100 Building $380,300$484,215 (+1.49%)
2024$5,537.00 (+2.27%)$464,900 (+6.65%) Land $120,300 Building $344,600$477,090
2023$5,414.00$435,900 Land $98,200 Building $337,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 324 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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