123 Tremount Ln, Troutman, NC 28166 Property Records

Iredell County property record for 123 Tremount Ln, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,247 sqft · built 2021
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (Jul 2020)
Tax Bill	$4,191 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`4730-42-9994.000`

Property Details

APN / Parcel Number

Primary APN	`4730-42-9994.000`
Alternative APN	`80072991`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,247 sqft Heated Area
Gross Area	4,671 sqft
1st Floor Area	2,823 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	78,408 sqft (1.8 acres)
Lot Width	200 ft Width
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80072991
Street Address	123 TREMOUNT LN
City	TROUTMAN
State	NC
Zip	28166-7614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20CUD
Legal Description	L18 TREMOUNT PB 15-28
Legal Subdivision	TREMOUNT/CAPTAINS COVE
Legal Block	42
Legal Lot Number	18
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	3
Census Block	3043
Census Tract	61202

Owner

123 Tremount Ln is owned and occupied by two individuals who bought it in July 2020.

Source: Iredell County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 TREMOUNT LN, TROUTMAN, NC 28166-7614
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jul 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Nov 1, 1984 · Amount on File
Deed Book / Page	2711 / 1213
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	123 TREMOUNT LN, TROUTMAN, NC 28166-7614
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002816411
Date	May 24, 2021
Book Page	2816/411

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jul 1, 2020
Property Address	123 TREMOUNT LN, TROUTMAN, NC 28166-7614
Document Number	27111213
Book / Page	002711 / 001213
Instrument Date	Jul 1, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 STATE PARK RD TROUTMAN NC 281667616, TROUTMAN, NC 28166-7616

Tax Assessment & Valuation

The 2025 property tax bill for 123 Tremount Ln was $4,191.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$688,620 (-) Land $88,000 Building $600,620	$688,620 (-) Land $88,000 Building $600,620
2025	$4,191.00	$688,620 (-) Land $88,000 Building $600,620	$688,620 (-) Land $88,000 Building $600,620
2024	$4,191.00	$688,620 (-) Land $88,000 Building $600,620	$688,620 (-) Land $88,000 Building $600,620
2023	$4,191.00 (+19.03%)	$688,620 (+26.82%) Land $88,000 Building $600,620	$688,620 (+26.82%) Land $88,000 Building $600,620
2022	$3,521.00	$542,980 Land $57,200 Building $485,780	$542,980 Land $57,200 Building $485,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Tremount Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Tremount Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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