Buncombe County property record for 123 Third St, Asheville, NC 28803
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1981 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $662,500 (Sep 2026) |
| Tax Bill | $708 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 649282-2020-202 |
| Primary APN | 649282-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 988 sqft |
| Basement Area | 988 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Deck Area | Deck Area |
| Patio Area | 280 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 649282-2020-202 |
|---|---|
| Street Address | 123 THIRD ST |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-1416 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RS8 |
| Legal Description | LOT: C PLAT: 0244-0126 |
| Legal Subdivision | AS SHOWN ON THE PLAT |
| Legal Block | 1 |
| Legal Lot Number | C |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2000 |
123 Third St, residential vacant land, is owned and occupied by two individuals who bought it in September 2026.
Source: Buncombe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 THIRD ST, ASHEVILLE, NC 28803-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 28, 2023 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on File |
| Deed Sale | Sep 17, 2026 · Amount on File |
| Prior Sale | Jul 28, 2023 · Amount on File |
| Deed Book / Page | 6630 / 1062 |
| Prior Transfer Date | Jan 11, 2002 |
| Prior Transfer Doc | 2689125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 17, 2026 |
| Property Address | 123 THIRD ST, ASHEVILLE, NC 28803-1416 |
| Document Number | 6630001062 |
| Book / Page | 6630 / 1062 |
| Instrument Date | Sep 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $133,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 THIRD ST, ASHEVILLE, NC 28803-1416 |
| Document Number | 6630001065, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 6630/1065 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jul 28, 2023 |
| Property Address | 123 THIRD ST, ASHEVILLE, NC 28803-1416 |
| Document Number | 0063381113 |
| Book / Page | 6338 / 1113 |
| Map Reference | MB 235 PG 16 |
| Instrument Date | Jul 27, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18 HOYT RD, ARDEN, NC 28704-9418 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2239, ASHEVILLE, NC 28802-2239 |
The 2025 property tax bill for 123 Third St was $708.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $708.00 | $71,700 Land $71,700 | $71,700 Land $71,700 |
| 2023 | $2,272.00 (+1.11%) | $252,200 (-) | $252,200 (-) Land $108,600 Building $143,600 |
| 2022 | $2,247.00 | $252,200 | $252,200 (+251.74%) Land $108,600 Building $143,600 |
| 2021 | $71,700 Land $71,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 123 Third St in Zone X, an area of minimal flood risk, though there have been 98 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 40 units insured incl. 10 condo units |
| Nearby Flood Claims | 98 (1995–2024) |
| Claims Outside the SFHA | 5 of 98 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Third St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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