123 The Masters, Georgetown, KY 40324 Property Records

Scott County property record for 123 The Masters, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,950 sqft · built 1998
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$356,000 (Oct 2026)
Tax Bill	$2,212 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Oct 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`139-30-058.000`

Property Details

APN / Parcel Number

Primary APN	`139-30-058.000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,950 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	123 THE MASTERS
City	GEORGETOWN
State	KY
Zip	40324-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANEWOOD SUB 1
Legal Subdivision	CANEWOOD SUB 1
Legal Block	A
Legal Lot Number	44
Legal Unit	1B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1012
Census Tract	40604

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Apr 29, 2013	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Apr 9, 2010	Deed of Trust, Mortgage · Commercial Mortgage MAINSOURCE BANK
Oct 28, 2025	Deed, Transfer · Conventional Mortgage UNITED NATIONS FCU
Nov 1, 2006	Other, Transfer · Line of Credit AMERICAN FOUNDERS BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026 · Amount on Record
Deed Sale	Oct 8, 2026 · Amount on Record
Prior Sale	Oct 28, 2025 · Amount on Record
Deed Document Number	2026606271
Deed Book / Page	469 / 338
Prior Transfer Date	Sep 30, 2026
Prior Transfer Doc	0000605152
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 8, 2026
Property Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623
Document Number	0000606271
Book / Page	469 / 338
Instrument Date	Oct 2, 2026
Instrument	2026606271
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	BESTITLE AGENCY INC, BESTITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35,956.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623

Mortgage

Document Number	0000606276,
Date	Oct 8, 2026
Instrument	2026606276

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 1, 2026
Property Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623
Document Number	0000605152
Book / Page	469 / 204
Instrument Date	Sep 30, 2026
Instrument	2026605152
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 QUAIL HOLLOW DR, GEORGETOWN, KY 40324-8525

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623

Mortgage

Document Number	0M1735/850
Date	Apr 18, 2023
Book Page	M1735/850
Instrument	471173

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year CMT
Max Rate	11.8%

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M1136/870
Date	Apr 29, 2013
Book Page	M1136/870
Instrument	296685

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 12, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M986/235
Date	Apr 9, 2010
Book Page	M986/235

Lender

Name	MAINSOURCE BANK
Address	FRANKFORT, KY 40601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Feb 2, 2011

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 28, 2025
Property Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623
Document Number	00D461/672
Book / Page	D461 / 672
Map Reference	SL 1734&1914
Instrument Date	Oct 23, 2025
Instrument	560247
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 WATER MARQ PATH APT 1125, 1125, GEORGETOWN, KY 40324-8367

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623

Mortgage

Document Number	0000560248
Date	Oct 28, 2025
Instrument	560248

Lender

Name	UNITED NATIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

November 2006: Other, Transfer

Document Type	Other
Jurisdiction	SCOTT KY
Recording Date	Nov 1, 2006
Property Address	123 THE MASTERS, GEORGETOWN, KY 40324-8623
Document Number	00D305/410
Book / Page	D305 / 410
Instrument Date	Oct 31, 2006
Instrument	149126
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2617 NEWRON ST, ASHLAND, KY 41101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97-C MICHAEL DAVENPORT BLVD, FRANKFORT, KY 40601
Investor	Possibly a Property Investor

Mortgage

Document Number	00M815/656
Date	Nov 1, 2006
Book Page	M815/656
Instrument	149127

Lender

Name	AMERICAN FOUNDERS BANK INC
Type	Bank
Address	FRANKFORT, KY 40604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,000 (+22.38%)	$304,000 (+22.38%)
2025	$2,212.00 (+1.94%)	$248,400 (+2.9%)	$248,400 (+2.9%)
2024	$2,170.00 (+32.16%)	$241,400 (+6.11%)	$241,400 (+6.11%)
2023	$1,642.00 (-2.32%) Homeowner's exemption	$227,500 (+17.39%) Land $42,000 Building $185,500	$227,500 (+17.39%) Land $42,000 Building $185,500
2022	$1,681.00	$193,800 Land $37,500 Building $156,300	$193,800 Land $37,500 Building $156,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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