Westmoreland County property record for 123 Sutton Rowe Ln, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 3,129 sqft · built 1980 |
| Lot Size | 1 acres (43,647 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $202,000 (May 2016) |
| Tax Bill | $1,570 (2025) |
| Deeds & Mortgages | Jan 2018 Refinance Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 9-12B |
| Primary APN | 9-12B |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,129 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 43,647 sqft (1 acres) |
| Garage Type | Mixed |
| Garage Area | 416 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Deck Area | 619 sqft |
| Heating System | Oil |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13930 |
|---|---|
| Street Address | 123 SUTTON ROWE LN |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-5647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DB |
| Legal Description | ADJ JAMES B DRUMMOND 1.002 ACDB 979 PG 693 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10300 |
Source: Westmoreland County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 123 SUTTON ROWE LN, COLONIAL BEACH, VA 22443-5647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 16, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance ROUNDPOINT MORTGAGE SERVICING CORP |
| Feb 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2016 · Amount on Record |
| Deed Sale | May 25, 2016 · Amount on Record |
| Deed Document Number | 20168831503 |
| Last Transfer Date | May 9, 2024 |
| Transfer Doc | 0979000693 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 123 SUTTON ROWE LN, COLONIAL BEACH, VA 22443-5647 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|
| Document Number | 0009030420 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 9030420 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 123 SUTTON ROWE LN, COLONIAL BEACH, VA 22443-5647 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0009400925 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 09400925 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Westmoreland County assessment roll, as of January 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,570.00 (+9.64%) | $231,000 (-) Land $22,600 Building $208,400 | $231,000 (-) Land $22,600 Building $208,400 |
| 2023 | $1,432.00 | $231,000 Land $22,600 Building $208,400 | $231,000 Land $22,600 Building $208,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2003–2006) |
| Most Recent Claim | Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| All Points Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures