123 Sun Ray Loop, Laredo, TX 78041 Property Records

Webb County property record for 123 Sun Ray Loop, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,571 sqft · built 2000
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on Record
Last Sale	$207,200 (May 2017)
Tax Bill	$1,282 (2025)
Deeds & Mortgages	Dec 2019 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`991-50002-090`

Property Details

APN / Parcel Number

Primary APN	`991-50002-090`
Alternative APN	`255650`

Interior

Stories	1 Story
Building Area	1,571 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	1,571 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Garage Type	Attached
Garage Area	459 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	169 sqft

Location & Zoning

Street Address	123 SUN RAY LOOP
City	LAREDO
State	TX
Zip	78041-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUMMERWIND UNIT I, BLOCK 2, LOT 9
Legal Subdivision	SUMMERWIND UNIT I
Legal Block	2
Legal Lot Number	9
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1017
Census Tract	1602

Owner

Source: Webb County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	123 SUN RAY LOOP, LAREDO, TX 78041-6413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
May 10, 2017	Vendor's Lien, Transfer · Conventional Mortgage
May 10, 2017	Vendor's Lien, Transfer · Conventional Mortgage COMMONWEALTH MORTGAGE OF TEXAS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Deed Document Number	20171296901
Deed Book / Page	4235 / 73
Prior Transfer Date	May 8, 2017
Prior Transfer Doc	4235/073
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	123 SUN RAY LOOP, LAREDO, TX 78041-6413
Transaction Type	Mortgage
Record Updated	Dec 26, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4709/570
Date	Dec 16, 2019
Book Page	4709/570
Instrument	1379628

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 10, 2017
Property Address	123 SUN RAY LOOP, LAREDO, TX 78041-6413
Document Number	4235/073
Book / Page	4235 / 073
Map Reference	VOL 19 PG 87
Instrument Date	May 8, 2017
Instrument	1296901
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SUN RAY LOOP, LAREDO, TX 78041-6413

Mortgage

Document Number	, 1296902
Date	May 10, 2017
Instrument	1296902

Lender

Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 10, 2017
Property Address	123 SUN RAY LOOP, LAREDO, TX 78041-6413
Document Number	004235/073
Book / Page	4235 / 073
Map Reference	VOL 19 PG 87
Instrument Date	May 8, 2017
Instrument	1296901
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SUN RAY LOOP, LAREDO, TX 78041-6413

Mortgage

Document Number	0001296902
Date	May 10, 2017
Instrument	1296902

Lender

Name	COMMONWEALTH MORTGAGE OF TEXAS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,607 (-0.69%) Land $73,931 Building $177,676	$251,607 (-0.69%) Land $73,931 Building $177,676
2025	$1,282.00 (+7.19%) Homeowner's exemption	$253,356 (+4.02%) Land $73,931 Building $179,425	$253,356 (+4.02%) Land $73,931 Building $179,425
2024	$1,196.00 (-9.33%)
2023		$243,568 Land $68,486 Building $175,082	$243,568 Land $68,486 Building $175,082
2022	$1,319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Metronet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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