Middlesex County and Waltham City property record for 123 Summit St, Waltham, MA 02451
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,376 sqft · built 1905 |
| Lot Size | 0.141 acres (6,142 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $551,000 (Aug 2021) |
| Tax Bill | $6,714 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 108831 |
| Primary APN | 108831 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,376 sqft Living Area |
| Gross Area | 2,368 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 720 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,142 sqft (0.141 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 108831 |
|---|---|
| Street Address | 123 SUMMIT ST |
| City | WALTHAM |
| State | MA |
| Zip | 02451-2970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 368200 |
123 Summit St is owned by two individuals who bought it in August 2021.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 794 BOSTON POST RD, WESTON, MA 02493-1183 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 9, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 30, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2021 · Amount on File |
| Deed Sale | Aug 9, 2021 · Amount on File |
| Deed Document Number | 2021178059 |
| Deed Book / Page | 78429 / 3 |
| Prior Transfer Date | Aug 6, 2021 |
| Prior Transfer Doc | 78429-3 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Aug 9, 2021 |
| Property Address | 123 SUMMIT ST, WALTHAM, MA 02451-2970 |
| Document Number | 78429-3 |
| Book / Page | 78429 / 3 |
| Instrument Date | Aug 6, 2021 |
| Instrument | 178059 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 123 SUMMIT ST, WALTHAM, MA 02451-2970 |
| Document Number | 178060 |
|---|---|
| Date | Aug 9, 2021 |
| Instrument | 178060 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Oct 30, 2019 |
| Property Address | 123 SUMMIT ST, WALTHAM, MA 02451-2970 |
| Document Number | 73551-426 |
| Book / Page | 073551 / 000426 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 168004 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 SUMMIT ST WALTHAM MA 024512970, WALTHAM, MA 02451-2970 |
The 2026 property tax bill for 123 Summit St was $6,714, up 10.8% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,714.00 (+10.83%) | $650,600 (+5.46%) Land $409,800 Building $240,800 | $726,623 (+6.19%) |
| 2025 | $6,058.00 (+2.19%) | $616,900 (+0.33%) Land $390,300 Building $226,600 | $684,285 (+1.22%) |
| 2024 | $5,928.00 (+3.01%) | $614,900 (+10.26%) Land $390,300 Building $224,600 | $676,020 |
| 2023 | $5,755.00 | $557,700 Land $354,200 Building $203,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
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