Lawrence County property record for 123 Staggs Rd, Ethridge, TN 38456
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,686 sqft · built 2000 |
| Lot Size | 2.76 acres (120,226 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (May 2021) |
| Tax Bill | $1,626 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050043 04603 |
| Primary APN | 050043 04603 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,686 sqft Living Area |
| 1st Floor Area | 2,686 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 120,226 sqft (2.76 acres) |
| Garage Type | Finished |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 402 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 123 STAGGS RD |
|---|---|
| City | ETHRIDGE |
| State | TN |
| Zip | 38456-5818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 10 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 12 |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 960300 |
123 Staggs Rd is owned and occupied by two individuals who bought it in May 2021.
Source: Lawrence County records, as of January 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 STAGGS RD, ETHRIDGE, TN 38456-5818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2021 | Warranty Deed, Transfer · VA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Aug 12, 2020 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Jul 31, 2019 | Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| Feb 19, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on File |
| Deed Sale | May 14, 2021 · Amount on File |
| Prior Sale | Jul 31, 2019 · Amount on File |
| Deed Document Number | 20213179 |
| Deed Book / Page | 633 / 331 |
| Prior Transfer Date | Jan 28, 2019 |
| Prior Transfer Doc | 0000555108 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | May 14, 2021 |
| Property Address | 123 STAGGS RD, ETHRIDGE, TN 38456-5818 |
| Document Number | 633331 |
| Book / Page | 633 / 331 |
| Instrument Date | May 14, 2021 |
| Instrument | 21003179 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,202.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 STAGGS RD, ETHRIDGE, TN 38456-5818 |
| Document Number | 21003180 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 21003180 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 123 STAGGS RD, ETHRIDGE, TN 38456-5818 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 602819 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 602/819 |
| Instrument | 20004567 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jul 31, 2019 |
| Property Address | 123 STAGGS RD, ETHRIDGE, TN 38456-5818 |
| Document Number | 0000568740 |
| Book / Page | 568 / 740 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 19003934 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | COMPASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $727.24 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3503 PARSANOS PKWY, SAN ANTONIO, TX 78231-1225 |
| Document Number | 0019003935 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 19003935 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Feb 19, 2019 |
| Property Address | 123 STAGGS RD, ETHRIDGE, TN 38456-5818 |
| Document Number | 555108 |
| Book / Page | 000555 / 000108 |
| Instrument Date | Jan 28, 2019 |
| Instrument | 791 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 123 STAGGS RD ETHRIDGE TN 384565818, ETHRIDGE, TN 38456-5818 |
The 2025 property tax bill for 123 Staggs Rd was $1,626.
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,626.00 | $80,875 Land $4,775 Building $76,100 | |
| 2023 | $1,626.00 | $80,875 (-) Land $4,775 Building $76,100 | |
| 2022 | $1,626.00 | $80,875 Land $4,775 Building $76,100 | $323,500 Land $19,100 Building $304,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 123 Staggs Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 123 Staggs Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUMMERTOWN UTILITY DISTRICT serves 5,593 people · EPA ID TN0000676 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 2.19 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control May 2018 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
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