123 Somerset Pl, Marion, NC 28752 Property Records

McDowell County property record for 123 Somerset Pl, Marion, NC 28752

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,864 sqft · built 1993
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Feb 2022)
Tax Bill	$2,363 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1702-01-36-5971`

Property Details

APN / Parcel Number

Primary APN	`1702-01-36-5971`
Alternative APNs	`1881986` `76875`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,864 sqft Heated Area
Basement Area	856 sqft
Unfinished Basement	856 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asbestos
Lot Area	71,874 sqft
Garage Type	Mixed
Garage Area	576 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	76875
Street Address	123 SOMERSET PL
City	MARION
State	NC
Zip	28752-8313
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	1.57 AC LOT 5&6(0.76AC&0.81AC) GREENE SURVEY
Legal Subdivision	SOMERSET SUB
Legal Lot Number	5-6 6
Jurisdiction	MCDOWELL NC
Township / Civil Division	MARION
Census Block Group	2
Census Block	2001
Census Tract	970300

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	123 SOMERSET PL, MARION, NC 28752-8313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2022 · Amount on Record
Deed Sale	Feb 22, 2022 · Amount on Record
Deed Document Number	0001388729
Deed Book / Page	1388 / 729
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 22, 2022
Property Address	123 SOMERSET PL, MARION, NC 28752-8313
Document Number	0013880729
Book / Page	1388 / 729
Map Reference	MB 4 PG 269
Instrument Date	Feb 22, 2022
Instrument	2022001063
Transaction Type	Transfer
Record Updated	Mar 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3092 W MOONLIGHT PL, 3092, MORGANTON, NC 28655-5994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 SOMERSET PL, MARION, NC 28752-8313

Mortgage

Document Number	2022001064
Date	Feb 22, 2022
Instrument	2022001064

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	123 SOMERSET PL, MARION, NC 28752-8313
Document Number	0012120538
Book / Page	001212 / 000538
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	123 SOMERSET PL MARION NC 287528313, MARION, NC 28752-8313

Mortgage

Document Number	0012120538
Date	May 9, 2017
Book Page	001212/000538
Instrument	2239

Lender

Name	BRANCH BK&TR
Type	Bank
Address	MARION, NC 28752-8313

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,363.00 (+3.37%)	$330,820 (-) Land $60,000 Building $270,820
2023	$2,286.00	$330,820 Land $60,000 Building $270,820	$330,820 Land $60,000 Building $270,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Sep 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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