123 Smith St, Phelps, KY 41553 Property Records

Pike County property record for 123 Smith St, Phelps, KY 41553

Property Summary

Property TypeMobile Home
Details552 sqft
OwnerIndividual Name on Record
Tax Bill$96 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN191-00-00-098.00M

Property Details

APN / Parcel Number

Primary APN191-00-00-098.00M
Alternative APN
  • 12973

Interior

Building Area552 sqft Living Area

Exterior

Exterior MaterialBrick/Stone

Utilities, Heating & Cooling

Heating FuelElectric

Location & Zoning

Street Address123 SMITH ST
CityPHELPS
StateKY
Zip41553
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionMH ONLY
JurisdictionPIKE KY
Township / Civil DivisionPHELPS
Census Block Group3
Census Block3011
Census Tract931700

Owner

Source: Pike County records, as of November 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address123 SMITH ST, PHELPS, KY 41553
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 2000
Deed SaleJan 1, 2000
Record UpdatedJun 8, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionPIKE KY
Recording DateAug 11, 2020
Property Address123 SMITH ST, PHELPS, KY 41553-8951
Document Number001092/103
Book / Page1092 / 103
Map ReferenceMB 237 PG 368
Instrument DateAug 10, 2020
Transaction TypeTransfer
Record UpdatedDec 27, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$72.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address683 GRIDER POND RD, 683, BOWLING GREEN, KY 42104-0806

Transferred To (Grantee/Buyer)

NameVerified Name
Address1961 DRUMMOND DR, LEXINGTON, KY 40511-9195

Mortgage

Document Number0001075214
DateAug 11, 2020
Instrument1075/214
Lender
NameTHE FIRST NATIONAL BANK OF WILLIAMS
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueAug 10, 2025

Tax Assessment & Valuation

Source: Pike County assessment roll, as of November 15, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyPike County
Unified School DistrictPike County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$96.00 (+1%) Homeowner's exemption$3,300 (-)$3,300 (-)
2023$48.00 Homeowner's exemption$3,300$3,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979–1981)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 92% of Kentucky
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOUNTAIN WATER DIST
serves 44,057 people · EPA ID KY0980575
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Inter-Mountain Cable
Cable
1,000 / 40

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number